St. Joseph Teachers' Credit Union

Headquarters

2316 Village Drive
Saint Joseph, MO 64506
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Notable Rates APY Vs.Others
Savings N.A. 5.00% →
1-Year CD N.A. 4.70% →
2-Year CD N.A. 4.80% →
5-Year CD N.A. 5.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

St. Joseph Teachers' is an NCUA insured institution located in Saint Joseph, MO. It was founded in 1931 and has approximately $8.69 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67708
Date Established 1931
Assets $8.69 million
Loans $2.75 million
Deposits $7.98 million
Capital $0.95 million
 

Deposit Rates - November 9, 2026

Your Current Location: New York, NY 10116

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Loan Rates - November 9, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for St. Joseph Teachers'

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are St. Joseph Teachers' branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


St. Joseph Teachers' Locations around zip code 10116


BranchDistance Map View Lobby Hours

SAINT JOSEPH TEACHERS' CREDIT UNION

1103.90 A View Lobby Hours


Climate Policy and Initiatives

ST. JOSEPH TEACHERS' is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

St. Joseph Teachers' Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of St. Joseph Teachers'. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
St. Joseph Teachers' U.S. Average
4.47% 5.13

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2026, St. Joseph Teachers' had $35,397 in non-current loans and $7,500 in owned assets. To cover these potential losses it had $947,541 in net worth and $12,642 in loans loss reserves. That gives it a Texas Ratio of 4.47%.

Net Worth
St. Joseph Teachers' U.S. Average
10.9% 14.54%

St. Joseph Teachers' FCU has a net worth of 10.9% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for St. Joseph Teachers'

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