ST. MARY'S BANK

200 MCGREGOR ST
Manchester, NH 03102

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 1.45% 2.20% →
2-Year CD 1.55% 2.20% →
5-Year CD 2.10% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

St. Mary's Bank is an NCUA insured institution located in Manchester, NH. It was founded in 1909 and has approximately $1047.96 millions in assets.

1. Who is eligible to join St. Mary's Bank?

Membership is open to anyone with the purchase of one share of capital stock for $5.

NCUA Insured Yes
Charter Number # # 63829
Date Established 1909
Assets $1,047.96 million
Loans $856.55 million
Deposits $925.92 million
Capital $89.05 million
 

Field of Membership Restrictions

Membership in St. Mary's Bank is open to anyone through purchasing a minimal $5 share.

Deposit Rates - February 19, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $24,999 Learn MoreShow Less
Money Market
0.35% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $500 - Learn MoreShow Less
Special: 7 Mo CD
1.25% $500 - Learn MoreShow Less
Special: 12 Mo CD
1.45% $500 - Learn MoreShow Less
12 Mo CD
1.00% $500 - Learn MoreShow Less
Special: 18 Mo CD
1.65% $500 - Learn MoreShow Less
18 Mo CD
1.00% $500 - Learn MoreShow Less
Special: 24 Mo CD
1.55% $500 - Learn MoreShow Less
24 Mo CD
1.25% $500 - Learn MoreShow Less
Special: 30 Mo CD
1.75% $500 - Learn MoreShow Less
30 Mo CD
1.25% $500 - Learn MoreShow Less
36 Mo CD
1.35% $500 - Learn MoreShow Less
Special: 42 Mo CD
1.85% $500 - Learn MoreShow Less
48 Mo CD
1.55% $500 - Learn MoreShow Less
60 Mo CD
2.10% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.40% $10 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - February 19, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ST. MARY'S BANK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.375% 3.375% 0.00 ($80) $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to ST. MARY'S BANK
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are St. Mary's Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


St. Mary's Bank Locations


Financial Details

St. Mary's Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of St. Mary's Bank. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
St. Mary's Bank U.S. Average
2.80% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, St. Mary's Bank had $2,475,528 in non-current loans and $151,562 in owned assets. To cover these potential losses it had $89,054,383 in net worth and $4,896,166 in loans loss reserves. That gives it a Texas Ratio of 2.80%.

Net Worth
St. Mary's Bank U.S. Average
8.49% 13.65%

St. Mary's Bank FCU has a net worth of 8.49% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About St. Mary's Bank

Branches and Savings

What is St. Mary's Bank?

A federal credit union, registered with the NCUA under certificate #63829.
Learn more about credit unions here.

Is St. Mary's Bank FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join St. Mary's Bank?

Please see Field of Membership information above for information on who is eligible to join.

What are St. Mary's Bank's share account and share certificate rates?

St. Mary's Bank's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is St. Mary's Bank?

St. Mary's Bank has total capital of $89.05 million. Full information on St. Mary's Bank's financial position is located above.

Who owns St. Mary's Bank?

Credit Unions are owned by their members.

Where are St. Mary's Bank branches located?

See branch locations nearby.

Are St. Mary's Bank ATMs Open 24/7?

Do St. Mary's Bank ATMs accept cash deposits?

Can St. Mary's Bank customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does St. Mary's Bank have a mobile app?

Does St. Mary's Bank have mobile deposit?

Does St. Mary's Bank have quick pay?

How can St. Mary's Bank transfer money to other banks or credit unions?

Does St. Mary's Bank report to credit bureaus?

Does St. Mary's Bank use Chexsystems?

Does St. Mary's Bank use Equifax?

What is St. Mary's Bank's toll free phone number?

What is St. Mary's Bank's ACH Routing Number?

What is St. Mary's Bank's SWIFT code?

Where can I find St. Mary's Bank's wire transfer form?

What is the St. Mary's Bank address for deposits?

What Products Does St. Mary's Bank Offer

Does St. Mary's Bank offer mortgages?

Compare mortgage rates here.

Does St. Mary's Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does St. Mary's Bank offer auto and RV loans?

Compare auto loan rates here.

Does St. Mary's Bank offer student loans or personal loans?

Compare personal loan rates here.

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