ST. MICHAELS FALL RIVER

Headquarters

775 Davol St
Fall River, MA 02720
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

St. Michaels Fall River is an NCUA insured institution located in Fall River, MA. It was founded in 1953 and has approximately $74.21 millions in assets.

NCUA Insured Yes
Charter Number # # 8915
Date Established 1953
Assets $74.21 million
Loans $65.76 million
Deposits $67.53 million
Capital $6.63 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Fall River, Somerset, Swansea, Freetown, Assonet, Berkley, Dighton or Lakeville.

Deposit Rates - July 12, 2020

Your Current Location: Virginia, VA 20146

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Loan Rates - July 12, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ST. MICHAELS FALL RIVER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.950% 2.875% 1.00 $2,438 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to ST. MICHAELS FALL RIVER
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are St. Michaels Fall River branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


St. Michaels Fall River Locations


Financial Details

St. Michaels Fall River Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of St. Michaels Fall River. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
St. Michaels Fall River U.S. Average
33.50% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, St. Michaels Fall River had $2,269,283 in non-current loans and $10,900 in owned assets. To cover these potential losses it had $6,632,550 in net worth and $173,103 in loans loss reserves. That gives it a Texas Ratio of 33.50%.

Net Worth
St. Michaels Fall River U.S. Average
8.93% 13.61%

St. Michaels Fall River FCU has a net worth of 8.93% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About St. Michaels Fall River

Branches and Savings

What is St. Michaels Fall River?

A federal credit union, registered with the NCUA under certificate #8915.
Learn more about credit unions here.

Is St. Michaels Fall River FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join St. Michaels Fall River?

Please see Field of Membership information above for information on who is eligible to join.

What are St. Michaels Fall River's share account and share certificate rates?

St. Michaels Fall River's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is St. Michaels Fall River?

St. Michaels Fall River has total capital of $6.63 million. Full information on St. Michaels Fall River's financial position is located above.

Who owns St. Michaels Fall River?

Credit Unions are owned by their members.

Where are St. Michaels Fall River branches located?

See branch locations nearby.

Are St. Michaels Fall River ATMs Open 24/7?

Do St. Michaels Fall River ATMs accept cash deposits?

Can St. Michaels Fall River customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does St. Michaels Fall River have a mobile app?

Does St. Michaels Fall River have mobile deposit?

Does St. Michaels Fall River have quick pay?

How can St. Michaels Fall River transfer money to other banks or credit unions?

Does St. Michaels Fall River report to credit bureaus?

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What Products Does St. Michaels Fall River Offer

Does St. Michaels Fall River offer mortgages?

Compare mortgage rates here.

Does St. Michaels Fall River offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does St. Michaels Fall River offer auto and RV loans?

Compare auto loan rates here.

Does St. Michaels Fall River offer student loans or personal loans?

Compare personal loan rates here.

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