Star Of Texas Credit Union

logo for STAR OF TEXAS
Headquarters

114 E Huntland Dr
Austin, TX 78752
See all branch locations →

ACH 314977162

Phone 5124588253

Notable Rates APY Vs.Others
Savings 0.15% 5.55% →
1-Year CD 4.50% 5.60% →
2-Year CD 4.75% 4.90% →
5-Year CD 4.15% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Star Of Texas is an NCUA insured institution located in Austin, TX. It was founded in 1952 and has approximately $61.74 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67512
Date Established 1952
Assets $61.74 million
Loans $49.11 million
Deposits $49.17 million
Capital $10.67 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Travis County, Texas and to employees of the Texas Workforce Commission in Austin and the surrounding area.

Deposit Rates - April 23, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $100 - Learn More
Money Market
0.50% $200,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Month
0.80% $1,000 $49,999 Learn More
3 Month
0.90% $50,000 $99,999 Learn More
3 Month
1.00% $100,000 - Learn More
6 Month
1.50% $1,000 $49,999 Learn More
6 Month
1.60% $50,000 $99,999 Learn More
6 Month
1.75% $100,000 - Learn More
9 Month
2.89% $1,000 $49,999 Learn More
9 Month
2.99% $50,000 $99,999 Learn More
9 Month
3.09% $100,000 - Learn More
12 Month Promotional
4.40% $1,000 $49,999 Learn More
12 Month Promotional
4.40% $50,000 $99,999 Learn More
12 Month Promotional
4.50% $100,000 - Learn More
18 Month Promotional
4.60% $1,000 $49,999 Learn More
18 Month Promotional
4.60% $50,000 $99,999 Learn More
18 Month Promotional
4.75% $100,000 - Learn More
24 Month
4.60% $1,000 $49,999 Learn More
24 Month
4.60% $50,000 $99,999 Learn More
24 Month
4.75% $100,000 - Learn More
36 Month
4.00% $1,000 $49,999 Learn More
36 Month
4.00% $50,000 $99,999 Learn More
36 Month
4.15% $100,000 - Learn More
48 Months
4.00% $1,000 $49,999 Learn More
48 Month
4.00% $50,000 $99,999 Learn More
48 Month
4.15% $100,000 - Learn More
60 Month
4.00% $1,000 $49,999 Learn More
60 Month
4.00% $50,000 $99,999 Learn More
60 Month
4.15% $100,000 - Learn More

Loan Rates - April 23, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Star Of Texas

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.994% 6.875% 0.63 $3,885 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Star Of Texas
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Star Of Texas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Star Of Texas Locations



Climate Policy and Initiatives

STAR OF TEXAS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Star Of Texas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Star Of Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Star Of Texas U.S. Average
7.72% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Star Of Texas had $805,083 in non-current loans and $36,766 in owned assets. To cover these potential losses it had $10,674,076 in net worth and $233,255 in loans loss reserves. That gives it a Texas Ratio of 7.72%.

Net Worth
Star Of Texas U.S. Average
17.27% 13.62%

Star Of Texas FCU has a net worth of 17.27% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

STAR OF TEXAS's History

Find solutions to increase our members’ quality of life. “Together Making It Possible” is more than a motto; it is the core value that guides us as we serve our members. We welcome Texas Workforce Commission employees, relatives of any current member, and anyone who may live, work, worship or attend school within Travis County.


Customer Reviews for Star Of Texas


  • September 8, 2022 |

    CDs 12 Month Rates

    Great place to bank. Love credit unions and the staff here. Best rates in Austin at Star of Texas!


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*All images, logos and public notes on this page appear courtesy of STAR OF TEXAS and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.