808 Poland Ave.
Struthers, OH 44471
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Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Struthers is an NCUA insured institution located in Struthers, OH. It was founded in 1960 and has approximately $25.46 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13531
Date Established 1960
Assets $25.46 million
Loans $8.32 million
Deposits $23.52 million
Capital $1.88 million

Deposit Rates - April 16, 2021

Your Current Location: Washington, WA 98101

We do not yet have rates for Struthers

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Note to Struthers
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Advertiser Disclosure

Loan Rates - April 16, 2021

Your Current Location: Washington, WA 98101

There are currently no loan rates available for STRUTHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.432% 2.375% 0.75 $1,875 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

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Financial Details

Struthers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Struthers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Struthers U.S. Average
4.65% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Struthers had $90,428 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,875,443 in net worth and $70,906 in loans loss reserves. That gives it a Texas Ratio of 4.65%.

Net Worth
Struthers U.S. Average
7.36% 12.67%

Struthers FCU has a net worth of 7.36% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Struthers

Branches and Savings

What is Struthers?

A federal credit union, registered with the NCUA under certificate #13531.
Learn more about credit unions here.

Is Struthers FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Struthers is insured by the NCUA.

Who can join Struthers?

Please see Field of Membership information above for information on who is eligible to join.

What are Struthers's share account and share certificate rates?

Struthers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Struthers?

Struthers has total capital of $1.88 million. Full information on Struthers's financial position is located above.

Who owns Struthers?

Credit Unions are owned by their members.

Where are Struthers branches located?

See branch locations nearby.

Are Struthers ATMs Open 24/7?

Do Struthers ATMs accept cash deposits?

Can Struthers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Struthers have a mobile app?

Does Struthers have mobile deposit?

Does Struthers have quick pay?

How can Struthers transfer money to other banks or credit unions?

Does Struthers report to credit bureaus?

Does Struthers use Chexsystems?

Does Struthers use Equifax?

What is Struthers's toll free phone number?

What is Struthers's ACH Routing Number?

What is Struthers's SWIFT code?

Where can I find Struthers's wire transfer form?

What is the Struthers address for deposits?

What Products Does Struthers Offer

Does Struthers offer mortgages?

Compare mortgage rates here.

Does Struthers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Struthers offer auto and RV loans?

Compare auto loan rates here.

Does Struthers offer student loans or personal loans?

Compare personal loan rates here.

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