Struthers Federal Credit Union


Our records indicate that this credit union has been acquired by BRIDGE.


Headquarters

808 Poland Ave.
Struthers, OH 44471
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Struthers is an NCUA insured institution located in Struthers, OH. It was founded in 1960 and has approximately $28.57 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13531
Date Established 1960
Assets $28.57 million
Loans $6.22 million
Deposits $26.62 million
Capital $1.90 million
 

Deposit Rates - April 24, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Struthers

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Loan Rates - April 24, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Struthers

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

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Payment
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District Lending
NMLS ID: 1835285
6.710% 6.625% 0.88 $2,803 $2,049 Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.905% 6.750% 1.00 $5,094 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
Veterans United Home Loans
NMLS ID: 1907
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Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

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Branches

Below are Struthers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Struthers Locations



Climate Policy and Initiatives

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Financial Details

Struthers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Struthers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Struthers U.S. Average
2.82% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Struthers had $55,271 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,895,870 in net worth and $61,199 in loans loss reserves. That gives it a Texas Ratio of 2.82%.

Net Worth
Struthers U.S. Average
6.64% 13.62%

Struthers FCU has a net worth of 6.64% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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