Sun Community


1068 Broadway Ave
El Centro, CA 92243
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.70% 0.70% →
2-Year CD 0.85% 0.75% →
5-Year CD 1.15% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sun Community is an NCUA insured institution located in El Centro, CA. It was founded in 1954 and has approximately $636.97 millions in assets.

Who can join?

Anyone who lives, works, worships, or volunteers in the Imperial County is eligible to join Sun Community Federal Credit Union!

NCUA Insured Yes / Federally Chartered
Charter Number # # 9296
Date Established 1954
Assets $636.97 million
Loans $377.21 million
Deposits $582.73 million
Capital $48.32 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or volunteer in Imperial or Riverside County.

Deposit Rates - August 1, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
Premium Money Market Account
0.30% $10,000 $14,999 Learn More
Premium Money Market Account
0.50% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.80% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More

Loan Rates - August 1, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SUN COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
2.812% 2.750% 0.75 $2,015 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Sun Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Sun Community Locations

Financial Details

Sun Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sun Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sun Community U.S. Average
10.95% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Sun Community had $5,584,759 in non-current loans and $23,605 in owned assets. To cover these potential losses it had $48,315,392 in net worth and $2,880,064 in loans loss reserves. That gives it a Texas Ratio of 10.95%.

Net Worth
Sun Community U.S. Average
7.58% 12.20%

Sun Community FCU has a net worth of 7.58% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sun Community

Branches and Savings

What is Sun Community?

A federal credit union, registered with the NCUA under certificate #9296.
Learn more about credit unions here.

Is Sun Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sun Community is insured by the NCUA.

Who can join Sun Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Sun Community's share account and share certificate rates?

Sun Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sun Community?

Sun Community has total capital of $48.32 million. Full information on Sun Community's financial position is located above.

Who owns Sun Community?

Credit Unions are owned by their members.

Where are Sun Community branches located?

See branch locations nearby.

Are Sun Community ATMs Open 24/7?

Do Sun Community ATMs accept cash deposits?

Can Sun Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sun Community have a mobile app?

Does Sun Community have mobile deposit?

Does Sun Community have quick pay?

How can Sun Community transfer money to other banks or credit unions?

Does Sun Community report to credit bureaus?

Does Sun Community use Chexsystems?

Does Sun Community use Equifax?

What is Sun Community's toll free phone number?

What is Sun Community's ACH Routing Number?

What is Sun Community's SWIFT code?

Where can I find Sun Community's wire transfer form?

What is the Sun Community address for deposits?

What Products Does Sun Community Offer

Does Sun Community offer mortgages?

Compare mortgage rates here.

Does Sun Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sun Community offer auto and RV loans?

Compare auto loan rates here.

Does Sun Community offer student loans or personal loans?

Compare personal loan rates here.

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