21043 MOUND RD
Warren, MI 48091


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4787
Date Established 1941
Assets $22.00 million
Loans $7.75 million
Deposits $17.82 million
Capital $4.17 million

Tandem is an NCUA insured institution located in Warren, MI. It was founded in 1941 and has approximately $22 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Tandem

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There are currently no rates available for Tandem, but see these great savings and CD rates:

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TANDEM

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to TANDEM
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Below are Tandem branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Tandem Locations

Financial Details

Tandem Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tandem. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tandem U.S. Average
1.04% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Tandem had $44,342 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,165,940 in net worth and $85,966 in loans loss reserves. That gives it a Texas Ratio of 1.04%.

Net Worth
Tandem U.S. Average
18.93% 13.47%

Tandem FCU has a net worth of 18.93% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Tandem

Branches and Savings

What is Tandem?

A federal credit union, registered with the NCUA under certificate #4787.
Learn more about credit unions here.

Is Tandem FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Tandem?

Please see Field of Membership information above for information on who is eligible to join.

What are Tandem's share account and share certificate rates?

Tandem's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Tandem?

Tandem has total capital of $4.17 million. Full information on Tandem's financial position is located above.

Who owns Tandem?

Credit Unions are owned by their members.

Where are Tandem branches located?

See branch locations nearby.

Are Tandem ATMs Open 24/7?

Do Tandem ATMs accept cash deposits?

Can Tandem customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Tandem have a mobile app?

Does Tandem have mobile deposit?

Does Tandem have quick pay?

How can Tandem transfer money to other banks or credit unions?

Does Tandem report to credit bureaus?

Does Tandem use Chexsystems?

Does Tandem use Equifax?

What is Tandem's toll free phone number?

What is Tandem's ACH Routing Number?

What is Tandem's SWIFT code?

Where can I find Tandem's wire transfer form?

What is the Tandem address for deposits?

What Products Does Tandem Offer

Does Tandem offer mortgages?

Compare mortgage rates here.

Does Tandem offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Tandem offer auto and RV loans?

Compare auto loan rates here.

Does Tandem offer student loans or personal loans?

Compare personal loan rates here.

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