Po Box 1049
Traverse City, MI 49685
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.45% 0.70% →
2-Year CD 0.50% 0.75% →
5-Year CD 0.75% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Tba is an NCUA insured institution located in Traverse City, MI. It was founded in 1955 and has approximately $279.95 millions in assets.

Who can join?

TBACU offers membership to anyone within a five-county area, including Antrim, Benzie, Grand Traverse, Kalkaska and Leelanau counties

NCUA Insured Yes / State-Chartered
Charter Number # # 61795
Date Established 1955
Assets $279.95 million
Loans $157.95 million
Deposits $241.52 million
Capital $34.57 million

Field of Membership Restrictions

Membership is open to those who live in Benzie, Antrim, Grand Traverse, Leelanau, or Kalkaska Counties in Michigan.

Deposit Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.55% $100,000 $199,999 Learn More
48 Mo CD
0.65% $10,000 $14,999 Learn More
48 Mo CD
0.65% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.25% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TBA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.339% 3.250% 0.63 $2,812 $1,089 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info

Note to TBA
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Tba branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Financial Details

Tba Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tba. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tba U.S. Average
4.91% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Tba had $1,762,899 in non-current loans and $57,631 in owned assets. To cover these potential losses it had $34,567,175 in net worth and $2,503,831 in loans loss reserves. That gives it a Texas Ratio of 4.91%.

Net Worth
Tba U.S. Average
12.34% 12.67%

Tba FCU has a net worth of 12.34% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Tba

Branches and Savings

What is Tba?

A credit union, registered with the NCUA under certificate #61795.
Learn more about credit unions here.

Is Tba FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Tba is insured by the NCUA.

Who can join Tba?

Please see Field of Membership information above for information on who is eligible to join.

What are Tba's share account and share certificate rates?

Tba's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Tba?

Tba has total capital of $34.57 million. Full information on Tba's financial position is located above.

Who owns Tba?

Credit Unions are owned by their members.

Where are Tba branches located?

See branch locations nearby.

Are Tba ATMs Open 24/7?

Do Tba ATMs accept cash deposits?

Can Tba customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Tba have a mobile app?

Does Tba have mobile deposit?

Does Tba have quick pay?

How can Tba transfer money to other banks or credit unions?

Does Tba report to credit bureaus?

Does Tba use Chexsystems?

Does Tba use Equifax?

What is Tba's toll free phone number?

What is Tba's ACH Routing Number?

What is Tba's SWIFT code?

Where can I find Tba's wire transfer form?

What is the Tba address for deposits?

What Products Does Tba Offer

Does Tba offer mortgages?

Compare mortgage rates here.

Does Tba offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Tba offer auto and RV loans?

Compare auto loan rates here.

Does Tba offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Tba

There are currently no comments for Tba. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →