P. O. Box 3070
Minot, ND 58702


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 146
Date Established 1935
Assets $4.99 million
Loans $2.94 million
Deposits $4.53 million
Capital $0.46 million

Tel-u-watt is an NCUA insured institution located in Minot, ND. It was founded in 1935 and has approximately $4.99 millions in assets.

Deposit Rates - October 19, 2018

Your Current Location: Virginia, VA 20146

We do not yet have rates for Tel-u-watt

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There are currently no rates available for Tel-u-watt, but see these great savings and CD rates:

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Loan Rates - October 19, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TEL-U-WATT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.763% 4.750% 0.13 $378 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.636% 4.625% 0.13 $312 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to TEL-U-WATT
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Below are Tel-u-watt branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Tel-u-watt Locations

Financial Details

Tel-u-watt Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tel-u-watt. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tel-u-watt U.S. Average
2.59% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Tel-u-watt had $12,271 in non-current loans and $0 in owned assets. To cover these potential losses it had $456,426 in net worth and $17,018 in loans loss reserves. That gives it a Texas Ratio of 2.59%.

Net Worth
Tel-u-watt U.S. Average
9.14% 13.21%

Tel-u-watt FCU has a net worth of 9.14% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Tel-u-watt

What is Tel-u-watt?

A federal credit union, registered with the NCUA under certificate #146.
Learn more about credit unions here.

Is Tel-u-watt FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Tel-u-watt?

Please see Field of Membership information above for information on who is eligible to join.

What are Tel-u-watt's share account and share certificate rates?

Tel-u-watt's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Tel-u-watt?

Tel-u-watt has total capital of $0.46 million. Full information on Tel-u-watt's financial position is located above.

Who owns Tel-u-watt?

Credit Unions are owned by their members.

Where are Tel-u-watt branches located?

See branch locations nearby.

Are Tel-u-watt ATMs Open 24/7?

Do Tel-u-watt ATMs accept cash deposits?

Can Tel-u-watt customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Tel-u-watt have a mobile app?

Does Tel-u-watt have mobile deposit?

Does Tel-u-watt have quick pay?

How can Tel-u-watt transfer money to other banks or credit unions?

Does Tel-u-watt report to credit bureaus?

Does Tel-u-watt use Chexsystems?

Does Tel-u-watt use Equifax?

What is Tel-u-watt's toll free phone number?

What is Tel-u-watt's ACH Routing Number?

What is Tel-u-watt's SWIFT code?

Where can I find Tel-u-watt's wire transfer form?

What is the Tel-u-watt address for deposits?

What Products Does Tel-u-watt Offer

Does Tel-u-watt offer mortgages?

Compare mortgage rates here.

Does Tel-u-watt offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Tel-u-watt offer auto and RV loans?

Compare auto loan rates here.

Does Tel-u-watt offer student loans or personal loans?

Compare personal loan rates here.

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