Texas People Federal Credit Union
Headquarters
4613 Wellesley Ave
Fort Worth, TX 76107
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2024 Overview
General Credit Union Information
Texas People is an NCUA insured institution located in Fort Worth, TX. It was founded in 1946 and has approximately $27.06 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5337 |
| Date Established | 1946 |
| Assets | $27.06 million |
| Loans | $19.31 million |
| Deposits | $21.48 million |
| Capital | $4.57 million |
Field of Membership Restrictions
Membership is open to residents of zip codes 76102 - 76117, 76119, 76127, or 76060.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.15% | $0 | $9,999 |
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|
| Regular Share
|
0.20% | $25,000 | $49,999 |
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|
| Regular Share
|
0.25% | $50,000 | - |
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|
| Regular Share
|
0.35% | $100,000 | $24,999 |
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|
|
Money Market
|
0.05% | $100 | $9,999 |
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|
|
Money Market
|
0.10% | $10,000 | $24,999 |
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|
|
Money Market
|
0.15% | $25,000 | $49,999 |
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|
|
Money Market
|
0.20% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Month Special
|
4.30% | $10,000 | - |
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|
| 6 Mo CD
|
2.99% | $1,000 | - |
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|
| 6 Month Special
|
4.65% | $10,000 | - |
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|
| 9 Month Special
|
4.80% | $10,000 | - |
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|
| 12 Mo CD
|
3.99% | $1,000 | - |
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|
| 12 Month Special
|
5.00% | $10,000 | - |
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|
| 15 Month Special
|
5.25% | $10,000 | - |
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|
| 18 Mo CD
|
4.13% | $1,000 | - |
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|
| 18 Mo CD
|
4.63% | $50,000 | - |
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|
| 24 Mo CD
|
4.24% | $1,000 | - |
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|
| 24 Mo CD
|
4.73% | $50,000 | - |
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|
| 36 Mo CD
|
3.59% | $1,000 | - |
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|
| 36 Mo CD
|
4.23% | $50,000 | - |
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|
| 48 Mo CD
|
3.48% | $1,000 | - |
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|
| 48 Mo CD
|
3.89% | $50,000 | - |
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|
| 60 Mo CD
|
3.38% | $1,000 | - |
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|
| 60 Mo CD
|
3.98% | $50,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| IRA
|
0.10% | $0 | - | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Texas People
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 447490 |
6.836% | 6.750% | 0.88 | $2,822 | $2,076 | Learn More |
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Texas People
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Texas People branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
TEXAS PEOPLE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Texas People Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Texas People. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Texas People | U.S. Average |
|---|---|
| 6.27% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Texas People had $264,232 in non-current loans and $28,000 in owned assets. To cover these potential losses it had $4,567,687 in net worth and $94,059 in loans loss reserves. That gives it a Texas Ratio of 6.27%.
Net Worth
| Texas People | U.S. Average |
|---|---|
| 16.88% | 13.62% |
Texas People FCU has a net worth of 16.88% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Texas People
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