TEXAS PEOPLE

Headquarters

4613 Wellesley Ave
Fort Worth, TX 76107
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 1.26% 1.01% →
2-Year CD 1.51% 0.95% →
5-Year CD 1.21% 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Texas People is an NCUA insured institution located in Fort Worth, TX. It was founded in 1946 and has approximately $24.3 millions in assets.

NCUA Insured Yes
Charter Number # # 5337
Date Established 1946
Assets $24.30 million
Loans $14.25 million
Deposits $19.66 million
Capital $4.53 million
 

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.06% $10,000 $14,999 Learn More
6 Mo CD
1.06% $100,000 $199,999 Learn More
12 Mo CD
1.26% $10,000 $14,999 Learn More
12 Mo CD
1.26% $100,000 $199,999 Learn More
18 Mo CD
1.26% $10,000 $14,999 Learn More
18 Mo CD
1.26% $100,000 $199,999 Learn More
24 Mo CD
1.51% $10,000 $14,999 Learn More
24 Mo CD
1.51% $100,000 $199,999 Learn More
36 Mo CD
1.51% $10,000 $14,999 Learn More
36 Mo CD
1.51% $100,000 $199,999 Learn More
48 Mo CD
1.11% $10,000 $14,999 Learn More
48 Mo CD
1.11% $100,000 $199,999 Learn More
60 Mo CD
1.21% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TEXAS PEOPLE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to TEXAS PEOPLE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Texas People branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Texas People Locations


Financial Details

Texas People Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texas People. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texas People U.S. Average
3.84% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Texas People had $173,799 in non-current loans and $3,150 in owned assets. To cover these potential losses it had $4,532,938 in net worth and $73,179 in loans loss reserves. That gives it a Texas Ratio of 3.84%.

Net Worth
Texas People U.S. Average
18.65% 13.61%

Texas People FCU has a net worth of 18.65% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Texas People

Branches and Savings

What is Texas People?

A federal credit union, registered with the NCUA under certificate #5337.
Learn more about credit unions here.

Is Texas People FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Texas People?

Please see Field of Membership information above for information on who is eligible to join.

What are Texas People's share account and share certificate rates?

Texas People's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Texas People?

Texas People has total capital of $4.53 million. Full information on Texas People's financial position is located above.

Who owns Texas People?

Credit Unions are owned by their members.

Where are Texas People branches located?

See branch locations nearby.

Are Texas People ATMs Open 24/7?

Do Texas People ATMs accept cash deposits?

Can Texas People customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Texas People have a mobile app?

Does Texas People have mobile deposit?

Does Texas People have quick pay?

How can Texas People transfer money to other banks or credit unions?

Does Texas People report to credit bureaus?

Does Texas People use Chexsystems?

Does Texas People use Equifax?

What is Texas People's toll free phone number?

What is Texas People's ACH Routing Number?

What is Texas People's SWIFT code?

Where can I find Texas People's wire transfer form?

What is the Texas People address for deposits?

What Products Does Texas People Offer

Does Texas People offer mortgages?

Compare mortgage rates here.

Does Texas People offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Texas People offer auto and RV loans?

Compare auto loan rates here.

Does Texas People offer student loans or personal loans?

Compare personal loan rates here.

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