The Heritage


Po Box 3958
Butte, MT 59702
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

The Heritage is an NCUA insured institution located in Butte, MT. It was founded in 1951 and has approximately $20.76 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7141
Date Established 1951
Assets $20.76 million
Loans $11.29 million
Deposits $17.79 million
Capital $2.84 million

Deposit Rates - March 3, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for The Heritage

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Loan Rates - March 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for THE HERITAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
Beeline Loans, Inc.
NMLS ID: 1799947
2.799% 2.750% 0.63 $1,590 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.946% 2.875% 0.88 $2,295 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are The Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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The Heritage Locations

Financial Details

The Heritage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
The Heritage U.S. Average
0.76% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, The Heritage had $21,811 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,836,539 in net worth and $27,582 in loans loss reserves. That gives it a Texas Ratio of 0.76%.

Net Worth
The Heritage U.S. Average
14.25% 12.91%

The Heritage FCU has a net worth of 14.25% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About The Heritage

Branches and Savings

What is The Heritage?

A federal credit union, registered with the NCUA under certificate #7141.
Learn more about credit unions here.

Is The Heritage FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. The Heritage is insured by the NCUA.

Who can join The Heritage?

Please see Field of Membership information above for information on who is eligible to join.

What are The Heritage's share account and share certificate rates?

The Heritage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is The Heritage?

The Heritage has total capital of $2.84 million. Full information on The Heritage's financial position is located above.

Who owns The Heritage?

Credit Unions are owned by their members.

Where are The Heritage branches located?

See branch locations nearby.

Are The Heritage ATMs Open 24/7?

Do The Heritage ATMs accept cash deposits?

Can The Heritage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does The Heritage have a mobile app?

Does The Heritage have mobile deposit?

Does The Heritage have quick pay?

How can The Heritage transfer money to other banks or credit unions?

Does The Heritage report to credit bureaus?

Does The Heritage use Chexsystems?

Does The Heritage use Equifax?

What is The Heritage's toll free phone number?

What is The Heritage's ACH Routing Number?

What is The Heritage's SWIFT code?

Where can I find The Heritage's wire transfer form?

What is the The Heritage address for deposits?

What Products Does The Heritage Offer

Does The Heritage offer mortgages?

Compare mortgage rates here.

Does The Heritage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Heritage offer auto and RV loans?

Compare auto loan rates here.

Does The Heritage offer student loans or personal loans?

Compare personal loan rates here.

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