THE ONE

Headquarters

300 Arch St
Meadville, PA 16335
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

The One is an NCUA insured institution located in Meadville, PA. It was founded in 1949 and has approximately $88.65 millions in assets.

NCUA Insured Yes
Charter Number # # 6187
Date Established 1949
Assets $88.65 million
Loans $66.67 million
Deposits $81.00 million
Capital $7.02 million
 

Deposit Rates - January 16, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for The One

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Advertiser Disclosure

Loan Rates - January 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for THE ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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AimLoan.com
NMLS ID: 2890
License#: 13256
2.701% 2.625% 1.00 $2,495 $1,005 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to THE ONE
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Branches

Below are The One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


The One Locations


Financial Details

The One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
The One U.S. Average
1.09% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, The One had $69,754 in non-current loans and $11,753 in owned assets. To cover these potential losses it had $7,023,230 in net worth and $443,048 in loans loss reserves. That gives it a Texas Ratio of 1.09%.

Net Worth
The One U.S. Average
8.46% 12.91%

The One FCU has a net worth of 8.46% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About The One

Branches and Savings

What is The One?

A federal credit union, registered with the NCUA under certificate #6187.
Learn more about credit unions here.

Is The One FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join The One?

Please see Field of Membership information above for information on who is eligible to join.

What are The One's share account and share certificate rates?

The One's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is The One?

The One has total capital of $7.02 million. Full information on The One's financial position is located above.

Who owns The One?

Credit Unions are owned by their members.

Where are The One branches located?

See branch locations nearby.

Are The One ATMs Open 24/7?

Do The One ATMs accept cash deposits?

Can The One customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does The One have a mobile app?

Does The One have mobile deposit?

Does The One have quick pay?

How can The One transfer money to other banks or credit unions?

Does The One report to credit bureaus?

Does The One use Chexsystems?

Does The One use Equifax?

What is The One's toll free phone number?

What is The One's ACH Routing Number?

What is The One's SWIFT code?

Where can I find The One's wire transfer form?

What is the The One address for deposits?

What Products Does The One Offer

Does The One offer mortgages?

Compare mortgage rates here.

Does The One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The One offer auto and RV loans?

Compare auto loan rates here.

Does The One offer student loans or personal loans?

Compare personal loan rates here.

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