The One


300 Arch St
Meadville, PA 16335
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

The One is an NCUA insured institution located in Meadville, PA. It was founded in 1949 and has approximately $88.17 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6187
Date Established 1949
Assets $88.17 million
Loans $70.08 million
Deposits $80.30 million
Capital $7.12 million

Deposit Rates - May 10, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - May 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for THE ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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AmeriSave Mortgage Corporation
NMLS ID: 1168
2.667% 2.625% 0.50 $1,370 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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BMO Harris Bank
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1.990 %
After Intro: 4.700 %
Intro Period: 12 months
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Note to THE ONE
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Below are The One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

The One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
The One U.S. Average
1.61% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, The One had $109,169 in non-current loans and $11,753 in owned assets. To cover these potential losses it had $7,122,819 in net worth and $402,248 in loans loss reserves. That gives it a Texas Ratio of 1.61%.

Net Worth
The One U.S. Average
8.28% 12.67%

The One FCU has a net worth of 8.28% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About The One

Branches and Savings

What is The One?

A federal credit union, registered with the NCUA under certificate #6187.
Learn more about credit unions here.

Is The One FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. The One is insured by the NCUA.

Who can join The One?

Please see Field of Membership information above for information on who is eligible to join.

What are The One's share account and share certificate rates?

The One's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is The One?

The One has total capital of $7.12 million. Full information on The One's financial position is located above.

Who owns The One?

Credit Unions are owned by their members.

Where are The One branches located?

See branch locations nearby.

Are The One ATMs Open 24/7?

Do The One ATMs accept cash deposits?

Can The One customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does The One have a mobile app?

Does The One have mobile deposit?

Does The One have quick pay?

How can The One transfer money to other banks or credit unions?

Does The One report to credit bureaus?

Does The One use Chexsystems?

Does The One use Equifax?

What is The One's toll free phone number?

What is The One's ACH Routing Number?

What is The One's SWIFT code?

Where can I find The One's wire transfer form?

What is the The One address for deposits?

What Products Does The One Offer

Does The One offer mortgages?

Compare mortgage rates here.

Does The One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The One offer auto and RV loans?

Compare auto loan rates here.

Does The One offer student loans or personal loans?

Compare personal loan rates here.

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