2024 Overview
General Credit Union Information
Ten is an NCUA insured institution located in Nashville, TN. It was founded in 1950 and has approximately $430.78 millions in assets.
Who can join?
If you can answer "yes" to any of the following questions, then you may be eligible to join.
Do you or a family member live or work in either Williamson or Hamblen County and not an active member of another credit union in the State of Tennessee?
Are you or a family member employed by an educational entity in the state of Tennessee?
Do you have a family member that belongs to TTCU?
Are you or a family member a student working towards a degree in the state of Tennessee?
Are you or a family member a member of an alumni association of a college or university in Tennessee?
Do you work for a Select Employee Group?
If you or a family member has retired from a Select Employee Group, do you or your family member receive a pension or annuity under a private plan provided by that employer?
Are you or a family member an employee of Sumner County, The City of Berry Hill, The City of Gallatin, The City of Morristown, The City of New Johnsonville, or The City of White House?
Do you or a family member work for a utility district of Tennessee, or are you a commissioner of the Tennessee Association of Utility Districts?
Are you or a family member employed by the Baptist Convention of Tennessee, a Southern Baptist Convention Church, or an institution or agency owned, controlled, or directed by a Southern Baptist Church?
Do you or a family member live or work in one of the zip codes 37408, 37409, 0r 37410 and not a member of another credit union?
Are you or a family member an unremarried spouse of a person who died while within the field of membership (all former possibilities)?
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66886 |
| Date Established | 1950 |
| Assets | $430.78 million |
| Loans | $271.91 million |
| Deposits | $397.62 million |
| Capital | $31.48 million |
Field of Membership Restrictions
Membership is open to anyone who donates to PENCIL Foundation (Nashville). Membership is also open to those who live or work in Hamblen or Williamson Counties in Tennessee or active members of another credit union in Tennessee and to employees of Select Employer Groups.
Deposit Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
Loan Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Ten
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Ten
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Branches
Below are Ten branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
TEN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Ten Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Ten. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Ten | U.S. Average |
|---|---|
| 9.05% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Ten had $2,896,550 in non-current loans and $57,687 in owned assets. To cover these potential losses it had $31,480,575 in net worth and $1,168,117 in loans loss reserves. That gives it a Texas Ratio of 9.05%.
Net Worth
| Ten | U.S. Average |
|---|---|
| 7.3% | 13.62% |
Ten FCU has a net worth of 7.3% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Ten
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