THE TENNESSEE CREDIT UNION

1400 8TH AVENUE SOUTH
Nashville, TN 37203

Notable Rates APY Vs.Others
Savings 0.15% 2.25% →
1-Year CD 1.50% 2.25% →
2-Year CD 1.90% 2.50% →
5-Year CD 2.25% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

The Tennessee Credit Union is an NCUA insured institution located in Nashville, TN. It was founded in 1950 and has approximately $316.28 millions in assets.

Who can join?

If you can answer "yes" to any of the following questions, then you may be eligible to join.

Do you or a family member live or work in either Williamson or Hamblen County and not an active member of another credit union in the State of Tennessee?

Are you or a family member employed by an educational entity in the state of Tennessee?

Do you have a family member that belongs to TTCU?

Are you or a family member a student working towards a degree in the state of Tennessee?

Are you or a family member a member of an alumni association of a college or university in Tennessee?

Do you work for a Select Employee Group?

If you or a family member has retired from a Select Employee Group, do you or your family member receive a pension or annuity under a private plan provided by that employer?

Are you or a family member an employee of Sumner County, The City of Berry Hill, The City of Gallatin, The City of Morristown, The City of New Johnsonville, or The City of White House?

Do you or a family member work for a utility district of Tennessee, or are you a commissioner of the Tennessee Association of Utility Districts?

Are you or a family member employed by the Baptist Convention of Tennessee, a Southern Baptist Convention Church, or an institution or agency owned, controlled, or directed by a Southern Baptist Church?

Do you or a family member live or work in one of the zip codes 37408, 37409, 0r 37410 and not a member of another credit union?

Are you or a family member an unremarried spouse of a person who died while within the field of membership (all former possibilities)?

NCUA Insured Yes
Charter Number # # 66886
Date Established 1950
Assets $316.28 million
Loans $185.10 million
Deposits $283.92 million
Capital $32.50 million
 

Field of Membership Restrictions

Membership is open to anyone who donates to PENCIL Foundation (Nashville). Membership is also open to those who live or work in Hamblen or Williamson Counties in Tennessee or active members of another credit union in Tennessee and to employees of Select Employer Groups.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 - Learn MoreShow Less
Premium Money Market Account
0.30% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.75% $500 $4,999 Learn MoreShow Less
Special: 9 Mo FIRA
1.75% $1,000 - Learn MoreShow Less
Special: 26 Mo FIRA
2.50% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $10,000 $24,999 Learn MoreShow Less
3 Mo CD
0.65% $100,000 - Learn MoreShow Less
6 Mo CD
0.75% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
0.85% $100,000 - Learn MoreShow Less
Special: 9 Mo CD
1.75% $1,000 - Learn MoreShow Less
1.50% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
1.50% $100,000 - Learn MoreShow Less
1.65% $10,000 $24,999 Learn MoreShow Less
1.80% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
1.90% $100,000 - Learn MoreShow Less
Special: 26 Mo CD
2.50% $1,000 - Learn MoreShow Less
1.85% $10,000 $24,999 Learn MoreShow Less
1.75% $10,000 $24,999 Learn MoreShow Less
2.25% $10,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $250 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for THE TENNESSEE CREDIT UNION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to THE TENNESSEE CREDIT UNION
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are The Tennessee Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


The Tennessee Credit Union Locations


Financial Details

The Tennessee Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Tennessee Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
The Tennessee Credit Union U.S. Average
2.94% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, The Tennessee Credit Union had $954,593 in non-current loans and $30,937 in owned assets. To cover these potential losses it had $32,502,982 in net worth and $993,148 in loans loss reserves. That gives it a Texas Ratio of 2.94%.

Net Worth
The Tennessee Credit Union U.S. Average
10.27% 13.65%

The Tennessee Credit Union FCU has a net worth of 10.27% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About The Tennessee Credit Union

Branches and Savings

What is The Tennessee Credit Union?

A federal credit union, registered with the NCUA under certificate #66886.
Learn more about credit unions here.

Is The Tennessee Credit Union FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join The Tennessee Credit Union?

Please see Field of Membership information above for information on who is eligible to join.

What are The Tennessee Credit Union's share account and share certificate rates?

The Tennessee Credit Union's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is The Tennessee Credit Union?

The Tennessee Credit Union has total capital of $32.50 million. Full information on The Tennessee Credit Union's financial position is located above.

Who owns The Tennessee Credit Union?

Credit Unions are owned by their members.

Where are The Tennessee Credit Union branches located?

See branch locations nearby.

Are The Tennessee Credit Union ATMs Open 24/7?

Do The Tennessee Credit Union ATMs accept cash deposits?

Can The Tennessee Credit Union customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does The Tennessee Credit Union have a mobile app?

Does The Tennessee Credit Union have mobile deposit?

Does The Tennessee Credit Union have quick pay?

How can The Tennessee Credit Union transfer money to other banks or credit unions?

Does The Tennessee Credit Union report to credit bureaus?

Does The Tennessee Credit Union use Chexsystems?

Does The Tennessee Credit Union use Equifax?

What is The Tennessee Credit Union's toll free phone number?

What is The Tennessee Credit Union's ACH Routing Number?

What is The Tennessee Credit Union's SWIFT code?

Where can I find The Tennessee Credit Union's wire transfer form?

What is the The Tennessee Credit Union address for deposits?

What Products Does The Tennessee Credit Union Offer

Does The Tennessee Credit Union offer mortgages?

Compare mortgage rates here.

Does The Tennessee Credit Union offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Tennessee Credit Union offer auto and RV loans?

Compare auto loan rates here.

Does The Tennessee Credit Union offer student loans or personal loans?

Compare personal loan rates here.

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