4501 S Delaware Dr
Muncie, IN 47302
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Thrive is an NCUA insured institution located in Muncie, IN. It was founded in 1940 and has approximately $77.28 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3631
Date Established 1940
Assets $77.28 million
Loans $43.13 million
Deposits $70.69 million
Capital $7.32 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Delaware County.

Deposit Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Thrive

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Loan Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for THRIVE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.836% 2.750% 0.13 $2,812 $1,021 Learn More
NMLS ID: 1907
2.836% 2.750% 0.13 $2,812 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to THRIVE
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Thrive branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Thrive Locations

Financial Details

Thrive Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Thrive. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Thrive U.S. Average
2.76% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Thrive had $140,156 in non-current loans and $69,660 in owned assets. To cover these potential losses it had $7,319,891 in net worth and $294,708 in loans loss reserves. That gives it a Texas Ratio of 2.76%.

Net Worth
Thrive U.S. Average
9.47% 12.20%

Thrive FCU has a net worth of 9.47% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Thrive

Branches and Savings

What is Thrive?

A federal credit union, registered with the NCUA under certificate #3631.
Learn more about credit unions here.

Is Thrive FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Thrive is insured by the NCUA.

Who can join Thrive?

Please see Field of Membership information above for information on who is eligible to join.

What are Thrive's share account and share certificate rates?

Thrive's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Thrive?

Thrive has total capital of $7.32 million. Full information on Thrive's financial position is located above.

Who owns Thrive?

Credit Unions are owned by their members.

Where are Thrive branches located?

See branch locations nearby.

Are Thrive ATMs Open 24/7?

Do Thrive ATMs accept cash deposits?

Can Thrive customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Thrive have a mobile app?

Does Thrive have mobile deposit?

Does Thrive have quick pay?

How can Thrive transfer money to other banks or credit unions?

Does Thrive report to credit bureaus?

Does Thrive use Chexsystems?

Does Thrive use Equifax?

What is Thrive's toll free phone number?

What is Thrive's ACH Routing Number?

What is Thrive's SWIFT code?

Where can I find Thrive's wire transfer form?

What is the Thrive address for deposits?

What Products Does Thrive Offer

Does Thrive offer mortgages?

Compare mortgage rates here.

Does Thrive offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Thrive offer auto and RV loans?

Compare auto loan rates here.

Does Thrive offer student loans or personal loans?

Compare personal loan rates here.

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