Thrive Federal Credit Union

Headquarters

4501 S Delaware Dr
Muncie, IN 47302
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Thrive is an NCUA insured institution located in Muncie, IN. It was founded in 1940 and has approximately $80.87 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3631
Date Established 1940
Assets $80.87 million
Loans $47.67 million
Deposits $73.15 million
Capital $8.23 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Delaware County.

Deposit Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Thrive

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Loan Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for THRIVE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Better.com
NMLS ID: 330511
5.575% 5.500% 0.88 $2,078 $1,420 Learn More

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Branches

Below are Thrive branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Thrive Locations



Climate Initiatives

THRIVE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Thrive Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Thrive. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Thrive U.S. Average
4.87% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Thrive had $396,477 in non-current loans and $17,278 in owned assets. To cover these potential losses it had $8,233,822 in net worth and $263,972 in loans loss reserves. That gives it a Texas Ratio of 4.87%.

Net Worth
Thrive U.S. Average
10.18% 12.36%

Thrive FCU has a net worth of 10.18% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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