Tri-co Federal Credit Union


1240 Sussex Turnpike
Randolph, NJ 07869
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Tri-co is an NCUA insured institution located in Randolph, NJ. It was founded in 1936 and has approximately $134.09 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1151
Date Established 1936
Assets $134.09 million
Loans $93.08 million
Deposits $129.60 million
Capital $3.07 million

Deposit Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Tri-co

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Loan Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TRI-CO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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CIT Bank
NMLS ID: 541760
3.128% 3.050% 1.00 $2,498 $1,061 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
Intro Period: 12 months
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Note to TRI-CO
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Below are Tri-co branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Tri-co Locations

Climate Initiatives

TRI-CO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Tri-co Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tri-co. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tri-co U.S. Average
118.70% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Tri-co had $5,465,904 in non-current loans and $1,348,605 in owned assets. To cover these potential losses it had $3,071,653 in net worth and $2,669,479 in loans loss reserves. That gives it a Texas Ratio of 118.70%.

Net Worth
Tri-co U.S. Average
2.29% 12.22%

Tri-co FCU has a net worth of 2.29% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Tri-co

Branches and Savings

What is Tri-co?

A federal credit union, registered with the NCUA under certificate #1151.
Learn more about credit unions here.

Is Tri-co FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Tri-co is insured by the NCUA.

Who can join Tri-co?

Please see Field of Membership information above for information on who is eligible to join.

What are Tri-co's share account and share certificate rates?

Tri-co's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Tri-co?

Tri-co has total capital of $3.07 million. Full information on Tri-co's financial position is located above.

Who owns Tri-co?

Credit Unions are owned by their members.

Where are Tri-co branches located?

See branch locations nearby.

Are Tri-co ATMs Open 24/7?

Do Tri-co ATMs accept cash deposits?

Can Tri-co customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Tri-co have a mobile app?

Does Tri-co have mobile deposit?

Does Tri-co have quick pay?

How can Tri-co transfer money to other banks or credit unions?

Does Tri-co report to credit bureaus?

Does Tri-co use Chexsystems?

Does Tri-co use Equifax?

What is Tri-co's toll free phone number?

What is Tri-co's ACH Routing Number?

What is Tri-co's SWIFT code?

Where can I find Tri-co's wire transfer form?

What is the Tri-co address for deposits?

What Products Does Tri-co Offer

Does Tri-co offer mortgages?

Compare mortgage rates here.

Does Tri-co offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Tri-co offer auto and RV loans?

Compare auto loan rates here.

Does Tri-co offer student loans or personal loans?

Compare personal loan rates here.

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