TWINSTAR

PO BOX 718
Olympia, WA 98507

Overview
Membership
Deposit Rates
Loan Rates
Branches
Financial Details
FAQs
Articles
Reviews

2018 Overview

General Credit Union Information


NCUA Insured	Yes
Charter Number #	# 68271
Date Established	1938
Assets	$1,341.49 million
Loans	$1,071.75 million
Deposits	$1,137.16 million
Capital	$135.20 million

Twinstar is an NCUA insured institution located in Olympia, WA. It was founded in 1938 and has approximately $1341.49 millions in assets.

Who can join?

Field of membership includes all residents in the state of Washington.

Those who live in Portland, Oregon metropolitan area are eligible.

Also included is anyone who lives or works in Multnomah, Washington, Clackamas or Marion counties.

Field of Membership Restrictions

Membership in TwinStar Credit Union is open to those who live or work in the state of Washington or in the counties of Multnomah, Clackamas, Marion or Washington in Oregon.

Deposit Rates - November 20, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
Savings	0.05%	$100	-	Learn MoreShow Less
Compare with 2.05% APY Online Savings Account from Marcus by Goldman Sachs \| Advertiser Disclosure
Compare with 2.15% APY Savings Builder from CIT Bank \| Advertiser Disclosure
Savings	0.03%	$100	-	Learn MoreShow Less
Compare with 2.05% APY Online Savings Account from Marcus by Goldman Sachs \| Advertiser Disclosure
Compare with 2.15% APY Savings Builder from CIT Bank \| Advertiser Disclosure
Money Market	0.15%	$1,000	$9,999	Learn MoreShow Less
Money Market	0.10%	$1,000	$2,999	Learn MoreShow Less
Money Market	0.25%	$10,000	$24,999	Learn MoreShow Less
Money Market	0.15%	$10,000	$24,999	Learn MoreShow Less
Money Market	0.30%	$25,000	$49,999	Learn MoreShow Less
Money Market	0.20%	$25,000	$49,999	Learn MoreShow Less

Fixed IRA Rates	APY	MIN	MAX
Fixed IRA	1.26%	$500	-	Learn MoreShow Less

CD Rates (Share Certificate Rates)	APY	MIN	MAX
3 Mo CD	0.30%	$500	-	Learn MoreShow Less
6 Mo CD	0.60%	$500	-	Learn MoreShow Less
12 Mo CD	0.90%	$500	-	Learn MoreShow Less
Compare with 2.55% APY 12 Month CD from Marcus by Goldman Sachs \| Advertiser Disclosure
Special: 18 Mo CD	1.77%	$5,000	-	Learn MoreShow Less
18 Mo CD	1.77%	$5,000	-	Learn MoreShow Less
Special: 19 Mo CD	2.43%	$5,000	-	Learn MoreShow Less
24 Mo CD	1.51%	$500	-	Learn MoreShow Less
36 Mo CD	1.77%	$500	-	Learn MoreShow Less
48 Mo CD	2.02%	$500	-	Learn MoreShow Less
60 Mo CD	2.27%	$500	-	Learn MoreShow Less
Compare with 3.10% APY 60 Month CD from Marcus by Goldman Sachs \| Advertiser Disclosure

Variable IRA Rates	APY	MIN	MAX
Var IRA	0.50%	$1	-	Learn MoreShow Less
Var IRA	0.40%	$1	-	Learn MoreShow Less

Int Checking Rates	APY	MIN	MAX
Int Ckg	0.05%	$500	$999	Learn MoreShow Less
Int Ckg	0.10%	$2,500	-	Learn MoreShow Less

Checking Rates	APY	MIN	FEE
Kasasa Cash	2.50%	$0	$0.00	Learn MoreShow Less

Loan Rates - November 20, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TWINSTAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 181005	4.926%	4.875%	0.25	$1,554	$1,324	Learn More
NMLS ID: 2890 License#: MC-3098	4.570%	4.500%	0.38	$2,160	$1,267	Learn More
NMLS ID: 424182	4.657%	4.625%	0.38	$928	$1,286	Learn More
NMLS ID: 6521	5.035%	5.000%	0.00	$997	$1,343	Learn More

See More Mortgage Rates →

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender	Rate (%)	Monthly Payment	Learn More
	5.49%	$284	Learn More
	4.24%	$246	Learn More

See More Home Equity Rates →

Note to TWINSTAR
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Twinstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia

Twinstar Locations

Financial Details

Twinstar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Twinstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Twinstar	U.S. Average
4.16%	5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Twinstar had $5,537,191 in non-current loans and $530,238 in owned assets. To cover these potential losses it had $135,196,126 in net worth and $10,482,469 in loans loss reserves. That gives it a Texas Ratio of 4.16%.

Net Worth

Twinstar	U.S. Average
10.51%	13.21%

Twinstar FCU has a net worth of 10.51% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Twinstar

What is Twinstar?

A federal credit union, registered with the NCUA under certificate #68271.
Learn more about credit unions here.

Is Twinstar FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.