Peak Credit Union

Headquarters

Po Box 718
Olympia, WA 98507
See all branch locations →

ACH 325181015

Notable Rates APY Vs.Others
Savings 0.05% 4.15% →
1-Year CD 0.40% 4.59% →
2-Year CD 0.45% 4.47% →
5-Year CD 0.75% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Peak is an NCUA insured institution located in Olympia, WA. It was founded in 1938 and has approximately $4269.8 millions in assets.

Who can join?

Field of membership includes all residents in the state of Washington.

Those who live in Portland, Oregon metropolitan area are eligible.

Also included is anyone who lives or works in Multnomah, Washington, Clackamas or Marion counties.

NCUA Insured Yes / State-Chartered
Charter Number # # 68271
Date Established 1938
Assets $4,269.80 million
Loans $3,458.19 million
Deposits $3,776.06 million
Capital $474.82 million
 

Field of Membership Restrictions

Membership in TwinStar Credit Union is open to those who live or work in the state of Washington or in the counties of Multnomah, Clackamas, Marion or Washington in Oregon.

Deposit Rates - September 21, 2026

Your Current Location: Massachusetts, MA

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.65% $10,000 $14,999 Learn More
48 Mo CD
0.65% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
Peak High Yield checking 3.00% $0 $0.00 Learn MoreShow Less

Loan Rates - September 21, 2026

Your Current Location: Massachusetts, MA

There are currently no loan rates available for Peak

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Massachusetts 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Massachusetts Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Peak
To upload and update your bank's rates please register. It is free to register and add rates.







Branches

Below are Peak branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Holyoke,Massachusetts



Climate Policy and Initiatives

PEAK is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


Rate it here →

or use your Google account

or use your BestCashCow account

Financial Details

Peak Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Peak. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Peak U.S. Average
8.53% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Peak had $38,422,446 in non-current loans and $3,146,656 in owned assets. To cover these potential losses it had $474,820,179 in net worth and $12,399,444 in loans loss reserves. That gives it a Texas Ratio of 8.53%.

Net Worth
Peak U.S. Average
11.12% 14.48%

Peak FCU has a net worth of 11.12% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Peak

5.0 out of 5 based on 1 rating


  • November 11, 2021 |

    I would like to thank Ashley in Loan Support Services at Twin Star Credit Union for all her help.
    In this day and age it is difficult to find someone as effective and efficient that actually goes the extra mile to make things happen.
    In my opinion Ashley and her team are Shining Stars at Twin Star CU.
    I hope management recognizes what a valuable asset she is, and how well she reflects on the reputation of Twin Star CU.
    Needless to say I’m totally impressed.


Add Your Review


Rate it here →

or use your Google account

or use your BestCashCow account