TWINSTAR
PO BOX 718
Olympia, WA 98507
2019 Overview
General Credit Union Information
Twinstar is an NCUA insured institution located in Olympia, WA. It was founded in 1938 and has approximately $1427.38 millions in assets.
Who can join?
Field of membership includes all residents in the state of Washington.
Those who live in Portland, Oregon metropolitan area are eligible.
Also included is anyone who lives or works in Multnomah, Washington, Clackamas or Marion counties.
| NCUA Insured | Yes |
| Charter Number # | # 68271 |
| Date Established | 1938 |
| Assets | $1,427.38 million |
| Loans | $1,148.04 million |
| Deposits | $1,209.45 million |
| Capital | $152.62 million |
Field of Membership Restrictions
Deposit Rates - December 12, 2019
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $100 | - | Learn More |
|
Money Market
|
0.15% | $1,000 | $9,999 | Learn More |
|
Money Market
|
0.40% | $10,000 | $24,999 | Learn More |
|
Money Market
|
0.50% | $25,000 | $49,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
1.55% | $500 | - | Learn More |
| Fixed IRA
|
1.56% | $500 | - | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.30% | $500 | - | Learn More |
| 6 Mo CD
|
0.85% | $500 | - | Learn More |
| 12 Mo CD
|
1.46% | $500 | - | Learn More |
| 24 Mo CD
|
1.97% | $500 | - | Learn More |
| 36 Mo CD
|
2.12% | $500 | - | Learn More |
| 48 Mo CD
|
2.27% | $500 | - | Learn More |
| 60 Mo CD
|
2.53% | $500 | - | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.50% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $500 | $999 | Learn More |
| Int Ckg
|
0.10% | $2,500 | - | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Kasasa Cash | 3.00% | $0 | $0.00 | Learn More |
Loan Rates - December 12, 2019
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for TWINSTAR
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2019
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
4.919% | 4.875% | 0.00 | $1,250 | $1,324 | Learn More |
NMLS ID: 3030 |
5.034% | 4.990% | 0.00 | $1,250 | $1,341 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
3.625% | 3.625% | -0.13 | ($252) | $1,141 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2019
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Figure Home Equity Line |
0.000 %
|
$0 |
Learn More
More Info |
Third Federal Savings and Loans |
3.740 %
|
$0 |
Learn More
More Info |
Atlantic Union Bank |
4.750 %
|
$15,000 |
Learn More
More Info |
Note to TWINSTAR
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Twinstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Twinstar Locations
Financial Details
Twinstar Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Twinstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Twinstar | U.S. Average |
|---|---|
| 4.10% | 5.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2019, Twinstar had $6,211,797 in non-current loans and $455,602 in owned assets. To cover these potential losses it had $152,624,702 in net worth and $10,083,912 in loans loss reserves. That gives it a Texas Ratio of 4.10%.
Net Worth
| Twinstar | U.S. Average |
|---|---|
| 11.01% | 13.65% |
Twinstar FCU has a net worth of 11.01% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Twinstar
Branches and Savings
What is Twinstar?
A federal credit union, registered with the NCUA under certificate #68271.
Learn more about credit unions here.
Is Twinstar FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Twinstar?
Please see Field of Membership information above for information on who is eligible to join.
How big is Twinstar?
Twinstar has total capital of $152.62 million. Full information on Twinstar's financial position is located above.
Who owns Twinstar?
Credit Unions are owned by their members.
Where are Twinstar branches located?
See branch locations nearby.
Are Twinstar ATMs Open 24/7?
Do Twinstar ATMs accept cash deposits?
Can Twinstar customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Twinstar have a mobile app?
Does Twinstar have mobile deposit?
Does Twinstar have quick pay?
How can Twinstar transfer money to other banks or credit unions?
Does Twinstar report to credit bureaus?
Does Twinstar use Chexsystems?
Does Twinstar use Equifax?
What is Twinstar's toll free phone number?
What is Twinstar's ACH Routing Number?
What is Twinstar's SWIFT code?
Where can I find Twinstar's wire transfer form?
What is the Twinstar address for deposits?
What Products Does Twinstar Offer
Does Twinstar offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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