PO BOX 718
Olympia, WA 98507


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68271
Date Established 1938
Assets $1,286.28 million
Loans $1,031.13 million
Deposits $1,141.31 million
Capital $130.71 million

Twinstar is an NCUA insured institution located in Olympia, WA. It was founded in 1938 and has approximately $1286.28 millions in assets.

Who can join?

Field of membership includes all residents in the state of Washington.

Those who live in Portland, Oregon metropolitan area are eligible.

Also included is anyone who lives or works in Multnomah, Washington, Clackamas or Marion counties.

Field of Membership Restrictions

Membership in TwinStar Credit Union is open to those who live or work in the state of Washington or in the counties of Multnomah, Clackamas, Marion or Washington in Oregon.

Deposit Rates - August 20, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.20% $500 - Learn MoreShow Less
6 Mo CD 10K
0.30% $500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA 0K
0.70% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.40% $1 - Learn MoreShow Less
0.10% $1,000 $2,999 Learn MoreShow Less
MM 2.5K
0.10% $1,000 $9,999 Learn MoreShow Less
0.15% $3,000 $14,999 Learn MoreShow Less
MM 10K
0.15% $10,000 $24,999 Learn MoreShow Less
0.20% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $500 $999 Learn MoreShow Less
Int Ckg 2.5K
0.10% $2,500 - Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - August 20, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TWINSTAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Ally Bank
NMLS ID: 181005
4.551% 4.500% 0.25 $1,594 $1,267 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.740% $291.47 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Twinstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Twinstar Locations

Financial Details

Twinstar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Twinstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Twinstar U.S. Average
4.81% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Twinstar had $6,166,406 in non-current loans and $613,580 in owned assets. To cover these potential losses it had $130,714,260 in net worth and $10,333,410 in loans loss reserves. That gives it a Texas Ratio of 4.81%.

Net Worth
Twinstar U.S. Average
10.41% 13.08%

Twinstar FCU has a net worth of 10.41% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Twinstar

What is Twinstar?

A federal credit union, registered with the NCUA under certificate #68271.
Learn more about credit unions here.

Is Twinstar FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Twinstar?

Please see Field of Membership information above for information on who is eligible to join.

What are Twinstar's share account and share certificate rates?

Twinstar's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Twinstar?

Twinstar has total capital of $130.71 million. Full information on Twinstar's financial position is located above.

Who owns Twinstar?

Credit Unions are owned by their members.

Where are Twinstar branches located?

See branch locations nearby.

Are Twinstar ATMs Open 24/7?

Do Twinstar ATMs accept cash deposits?

Can Twinstar customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Twinstar have a mobile app?

Does Twinstar have mobile deposit?

Does Twinstar have quick pay?

How can Twinstar transfer money to other banks or credit unions?

Does Twinstar report to credit bureaus?

Does Twinstar use Chexsystems?

Does Twinstar use Equifax?

What is Twinstar's toll free phone number?

What is Twinstar's ACH Routing Number?

What is Twinstar's SWIFT code?

Where can I find Twinstar's wire transfer form?

What is the Twinstar address for deposits?

What Products Does Twinstar Offer

Does Twinstar offer mortgages?

Compare mortgage rates here.

Does Twinstar offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Twinstar offer auto and RV loans?

Compare auto loan rates here.

Does Twinstar offer student loans or personal loans?

Compare personal loan rates here.

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