2024 Overview
General Credit Union Information
Twinstar is an NCUA insured institution located in Olympia, WA. It was founded in 1938 and has approximately $4200.82 millions in assets.
Who can join?
Field of membership includes all residents in the state of Washington.
Those who live in Portland, Oregon metropolitan area are eligible.
Also included is anyone who lives or works in Multnomah, Washington, Clackamas or Marion counties.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68271 |
| Date Established | 1938 |
| Assets | $4,200.82 million |
| Loans | $3,236.88 million |
| Deposits | $3,447.04 million |
| Capital | $442.23 million |
Field of Membership Restrictions
Membership in TwinStar Credit Union is open to those who live or work in the state of Washington or in the counties of Multnomah, Clackamas, Marion or Washington in Oregon.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.50% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Kasasa Cash | 4.07% | $0 | $0.00 | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Twinstar
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Twinstar
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Branches
Below are Twinstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
TWINSTAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Twinstar Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Twinstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Twinstar | U.S. Average |
|---|---|
| 5.47% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Twinstar had $24,379,947 in non-current loans and $492,845 in owned assets. To cover these potential losses it had $442,226,047 in net worth and $12,399,444 in loans loss reserves. That gives it a Texas Ratio of 5.47%.
Net Worth
| Twinstar | U.S. Average |
|---|---|
| 10.51% | 13.62% |
Twinstar FCU has a net worth of 10.51% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Twinstar
Winder
November 11, 2021 |
I would like to thank Ashley in Loan Support Services at Twin Star Credit Union for all her help.
In this day and age it is difficult to find someone as effective and efficient that actually goes the extra mile to make things happen.
In my opinion Ashley and her team are Shining Stars at Twin Star CU.
I hope management recognizes what a valuable asset she is, and how well she reflects on the reputation of Twin Star CU.
Needless to say I’m totally impressed.
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