Twinstar Credit Union


Po Box 718
Olympia, WA 98507
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD 0.40% 5.00% →
2-Year CD 0.45% 4.75% →
5-Year CD 0.75% 4.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Twinstar is an NCUA insured institution located in Olympia, WA. It was founded in 1938 and has approximately $2192.08 millions in assets.

Who can join?

Field of membership includes all residents in the state of Washington.

Those who live in Portland, Oregon metropolitan area are eligible.

Also included is anyone who lives or works in Multnomah, Washington, Clackamas or Marion counties.

NCUA Insured Yes / State-Chartered
Charter Number # # 68271
Date Established 1938
Assets $2,192.08 million
Loans $1,615.43 million
Deposits $2,006.86 million
Capital $213.98 million

Field of Membership Restrictions

Membership in TwinStar Credit Union is open to those who live or work in the state of Washington or in the counties of Multnomah, Clackamas, Marion or Washington in Oregon.

Deposit Rates - January 28, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.65% $10,000 $14,999 Learn More
48 Mo CD
0.65% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - January 28, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TWINSTAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
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NMLS ID: Not lender
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AmeriSave Mortgage Corporation
NMLS ID: 1168
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NMLS ID: Not lender
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Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.990 %
After Intro: 8.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.740 %
$0 Learn More
More Info

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Below are Twinstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Twinstar Locations

Climate Initiatives

TWINSTAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Twinstar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Twinstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Twinstar U.S. Average
2.85% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Twinstar had $6,315,459 in non-current loans and $120,908 in owned assets. To cover these potential losses it had $213,981,280 in net worth and $11,894,069 in loans loss reserves. That gives it a Texas Ratio of 2.85%.

Net Worth
Twinstar U.S. Average
9.76% 12.52%

Twinstar FCU has a net worth of 9.76% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for TWINSTAR

  • November 11, 2021 |

    I would like to thank Ashley in Loan Support Services at Twin Star Credit Union for all her help.
    In this day and age it is difficult to find someone as effective and efficient that actually goes the extra mile to make things happen.
    In my opinion Ashley and her team are Shining Stars at Twin Star CU.
    I hope management recognizes what a valuable asset she is, and how well she reflects on the reputation of Twin Star CU.
    Needless to say I’m totally impressed.

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