U S #1364


8400 Broadway
Merrillville, IN 46410
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.55% 0.80% →
2-Year CD 0.65% 0.80% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

U S #1364 is an NCUA insured institution located in Merrillville, IN. It was founded in 1936 and has approximately $168.75 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1364
Date Established 1936
Assets $168.75 million
Loans $80.98 million
Deposits $152.85 million
Capital $18.02 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in Lake or Porter County, Indiana.

Deposit Rates - September 23, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Fixed IRA
0.55% $1 $999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1 $99 Learn MoreShow Less
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 23, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for U S #1364

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.808% 2.750% -0.25 $1,875 $1,021 Learn More
Simplist Mortgage, LLC
NMLS ID: 1764611
License#: ML-1764611
2.674% 2.625% 0.63 $1,585 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to U S #1364
To upload and update your bank's rates please register. It is free to register and add rates.



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U S #1364 Locations

Financial Details

U S #1364 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of U S #1364. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
U S #1364 U.S. Average
0.77% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, U S #1364 had $141,551 in non-current loans and $0 in owned assets. To cover these potential losses it had $18,018,212 in net worth and $390,812 in loans loss reserves. That gives it a Texas Ratio of 0.77%.

Net Worth
U S #1364 U.S. Average
10.67% 12.20%

U S #1364 FCU has a net worth of 10.67% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About U S #1364

Branches and Savings

What is U S #1364?

A federal credit union, registered with the NCUA under certificate #1364.
Learn more about credit unions here.

Is U S #1364 FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. U S #1364 is insured by the NCUA.

Who can join U S #1364?

Please see Field of Membership information above for information on who is eligible to join.

What are U S #1364's share account and share certificate rates?

U S #1364's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is U S #1364?

U S #1364 has total capital of $18.02 million. Full information on U S #1364's financial position is located above.

Who owns U S #1364?

Credit Unions are owned by their members.

Where are U S #1364 branches located?

See branch locations nearby.

Are U S #1364 ATMs Open 24/7?

Do U S #1364 ATMs accept cash deposits?

Can U S #1364 customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does U S #1364 have a mobile app?

Does U S #1364 have mobile deposit?

Does U S #1364 have quick pay?

How can U S #1364 transfer money to other banks or credit unions?

Does U S #1364 report to credit bureaus?

Does U S #1364 use Chexsystems?

Does U S #1364 use Equifax?

What is U S #1364's toll free phone number?

What is U S #1364's ACH Routing Number?

What is U S #1364's SWIFT code?

Where can I find U S #1364's wire transfer form?

What is the U S #1364 address for deposits?

What Products Does U S #1364 Offer

Does U S #1364 offer mortgages?

Compare mortgage rates here.

Does U S #1364 offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does U S #1364 offer auto and RV loans?

Compare auto loan rates here.

Does U S #1364 offer student loans or personal loans?

Compare personal loan rates here.

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