U S #1364 Federal Credit Union

Headquarters

8400 Broadway
Merrillville, IN 46410
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.65% →
1-Year CD 0.55% 2.02% →
2-Year CD 0.65% 2.87% →
5-Year CD 1.00% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

U S #1364 is an NCUA insured institution located in Merrillville, IN. It was founded in 1936 and has approximately $176.72 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1364
Date Established 1936
Assets $176.72 million
Loans $85.62 million
Deposits $158.63 million
Capital $19.62 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in Lake or Porter County, Indiana.

Deposit Rates - June 30, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.55% $1 $999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1 $99 Learn MoreShow Less
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 30, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for U S #1364

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.990% 5.875% 0.75 $3,125 $1,479 Learn More
CHASE
NMLS ID: 399798
5.687% 5.625% 0.63 $1,708 $1,440 Learn More

Note to U S #1364
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are U S #1364 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


U S #1364 Locations



Climate Initiatives

U S #1364 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

U S #1364 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of U S #1364. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
U S #1364 U.S. Average
0.92% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, U S #1364 had $183,992 in non-current loans and $0 in owned assets. To cover these potential losses it had $19,616,691 in net worth and $290,485 in loans loss reserves. That gives it a Texas Ratio of 0.92%.

Net Worth
U S #1364 U.S. Average
11.1% 12.36%

U S #1364 FCU has a net worth of 11.1% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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