U S #1364

Merrillville, IN 46410


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1364
Date Established 1936
Assets $137.41 million
Loans $75.62 million
Deposits $123.69 million
Capital $14.86 million

U S #1364 is an NCUA insured institution located in Merrillville, IN. It was founded in 1936 and has approximately $137.41 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in Lake or Porter County, Indiana.

Deposit Rates - July 19, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.00% $2,500 $9,999 Learn MoreShow Less
Money Market
1.20% $10,000 $24,999 Learn MoreShow Less
Money Market
1.30% $25,000 $74,999 Learn MoreShow Less
Fixed IRA
2.27% $10,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.81% $10,000 - Learn MoreShow Less
12 Mo CD
2.27% $10,000 - Learn MoreShow Less
18 Mo CD
2.43% $10,000 - Learn MoreShow Less
24 Mo CD
2.58% $10,000 - Learn MoreShow Less
36 Mo CD
2.68% $10,000 - Learn MoreShow Less
48 Mo CD
2.84% $10,000 - Learn MoreShow Less
60 Mo CD
2.94% $10,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1 - Learn MoreShow Less

Loan Rates - July 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for U S #1364

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.756% 3.750% 0.13 $175 $1,158 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to U S #1364
To upload and update your bank's rates please register. It is free to register and add rates.


Below are U S #1364 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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U S #1364 Locations

Financial Details

U S #1364 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of U S #1364. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
U S #1364 U.S. Average
6.14% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, U S #1364 had $934,210 in non-current loans and $0 in owned assets. To cover these potential losses it had $14,858,501 in net worth and $345,681 in loans loss reserves. That gives it a Texas Ratio of 6.14%.

Net Worth
U S #1364 U.S. Average
10.81% 13.47%

U S #1364 FCU has a net worth of 10.81% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About U S #1364

Branches and Savings

What is U S #1364?

A federal credit union, registered with the NCUA under certificate #1364.
Learn more about credit unions here.

Is U S #1364 FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join U S #1364?

Please see Field of Membership information above for information on who is eligible to join.

What are U S #1364's share account and share certificate rates?

U S #1364's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is U S #1364?

U S #1364 has total capital of $14.86 million. Full information on U S #1364's financial position is located above.

Who owns U S #1364?

Credit Unions are owned by their members.

Where are U S #1364 branches located?

See branch locations nearby.

Are U S #1364 ATMs Open 24/7?

Do U S #1364 ATMs accept cash deposits?

Can U S #1364 customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does U S #1364 have a mobile app?

Does U S #1364 have mobile deposit?

Does U S #1364 have quick pay?

How can U S #1364 transfer money to other banks or credit unions?

Does U S #1364 report to credit bureaus?

Does U S #1364 use Chexsystems?

Does U S #1364 use Equifax?

What is U S #1364's toll free phone number?

What is U S #1364's ACH Routing Number?

What is U S #1364's SWIFT code?

Where can I find U S #1364's wire transfer form?

What is the U S #1364 address for deposits?

What Products Does U S #1364 Offer

Does U S #1364 offer mortgages?

Compare mortgage rates here.

Does U S #1364 offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does U S #1364 offer auto and RV loans?

Compare auto loan rates here.

Does U S #1364 offer student loans or personal loans?

Compare personal loan rates here.

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