2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 3945
Date Established 1940
Assets $231.45 million
Loans $97.10 million
Deposits $209.52 million
Capital $20.98 million

Ume is an NCUA insured institution located in Burbank, CA. It was founded in 1940 and has approximately $231.45 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship, belong to an organization or attend school in Burbank.

Deposit Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1,500 $9,999 Learn MoreShow Less
Money Market
0.45% $10,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.71% $2,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.21% $2,000 $49,999 Learn MoreShow Less
12 Mo CD
1.71% $2,000 $49,999 Learn MoreShow Less
12 Mo CD
1.81% $50,000 - Learn MoreShow Less
18 Mo CD
1.71% $2,000 $49,999 Learn MoreShow Less
1.76% $2,000 $49,999 Learn MoreShow Less
24 Mo CD
1.86% $50,000 - Learn MoreShow Less
1.76% $2,000 $49,999 Learn MoreShow Less
1.81% $2,000 $49,999 Learn MoreShow Less
36 Mo CD
1.91% $50,000 - Learn MoreShow Less
1.87% $2,000 $49,999 Learn MoreShow Less
48 Mo CD
1.97% $50,000 - Learn MoreShow Less
1.92% $2,000 $49,999 Learn MoreShow Less
60 Mo CD
2.02% $50,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $25 - Learn MoreShow Less

Loan Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UME

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to UME
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Ume branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ume Locations


Financial Details

Ume Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ume. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ume U.S. Average
0.57% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Ume had $122,007 in non-current loans and $0 in owned assets. To cover these potential losses it had $20,976,695 in net worth and $353,818 in loans loss reserves. That gives it a Texas Ratio of 0.57%.

Net Worth
Ume U.S. Average
9.06% 13.47%

Ume FCU has a net worth of 9.06% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ume

Branches and Savings

What is Ume?

A federal credit union, registered with the NCUA under certificate #3945.
Learn more about credit unions here.

Is Ume FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ume?

Please see Field of Membership information above for information on who is eligible to join.

What are Ume's share account and share certificate rates?

Ume's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ume?

Ume has total capital of $20.98 million. Full information on Ume's financial position is located above.

Who owns Ume?

Credit Unions are owned by their members.

Where are Ume branches located?

See branch locations nearby.

Are Ume ATMs Open 24/7?

Do Ume ATMs accept cash deposits?

Can Ume customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ume have a mobile app?

Does Ume have mobile deposit?

Does Ume have quick pay?

How can Ume transfer money to other banks or credit unions?

Does Ume report to credit bureaus?

Does Ume use Chexsystems?

Does Ume use Equifax?

What is Ume's toll free phone number?

What is Ume's ACH Routing Number?

What is Ume's SWIFT code?

Where can I find Ume's wire transfer form?

What is the Ume address for deposits?

What Products Does Ume Offer

Does Ume offer mortgages?

Compare mortgage rates here.

Does Ume offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ume offer auto and RV loans?

Compare auto loan rates here.

Does Ume offer student loans or personal loans?

Compare personal loan rates here.

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