P.O. Box 313, Lincoln Station
New York, NY 10037
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.00% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.00% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Union Congregational is an NCUA insured institution located in New York, NY. It was founded in 1948 and has approximately $0.25 millions in assets.

NCUA Insured Yes
Charter Number # # 5655
Date Established 1948
Assets $0.25 million
Loans $0.01 million
Deposits $0.19 million
Capital $0.06 million

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

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Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNION CONGREGATIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 13256
2.574% 2.500% 1.00 $2,445 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Financial Details

Union Congregational Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Union Congregational. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Union Congregational U.S. Average
0.00% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Union Congregational had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $61,907 in net worth and $211 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
Union Congregational U.S. Average
24.31% 13.61%

Union Congregational FCU has a net worth of 24.31% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Union Congregational

Branches and Savings

What is Union Congregational?

A federal credit union, registered with the NCUA under certificate #5655.
Learn more about credit unions here.

Is Union Congregational FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Union Congregational?

Please see Field of Membership information above for information on who is eligible to join.

What are Union Congregational's share account and share certificate rates?

Union Congregational's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Union Congregational?

Union Congregational has total capital of $0.06 million. Full information on Union Congregational's financial position is located above.

Who owns Union Congregational?

Credit Unions are owned by their members.

Where are Union Congregational branches located?

See branch locations nearby.

Are Union Congregational ATMs Open 24/7?

Do Union Congregational ATMs accept cash deposits?

Can Union Congregational customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Union Congregational have a mobile app?

Does Union Congregational have mobile deposit?

Does Union Congregational have quick pay?

How can Union Congregational transfer money to other banks or credit unions?

Does Union Congregational report to credit bureaus?

Does Union Congregational use Chexsystems?

Does Union Congregational use Equifax?

What is Union Congregational's toll free phone number?

What is Union Congregational's ACH Routing Number?

What is Union Congregational's SWIFT code?

Where can I find Union Congregational's wire transfer form?

What is the Union Congregational address for deposits?

What Products Does Union Congregational Offer

Does Union Congregational offer mortgages?

Compare mortgage rates here.

Does Union Congregational offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Union Congregational offer auto and RV loans?

Compare auto loan rates here.

Does Union Congregational offer student loans or personal loans?

Compare personal loan rates here.

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