UNITED BUSINESS & INDUSTRY

120 Woodford Ave
Plainville, CT 06062

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7244
Date Established 1951
Assets $107.36 million
Loans $85.24 million
Deposits $96.51 million
Capital $8.85 million

United Business & Industry is an NCUA insured institution located in Plainville, CT. It was founded in 1951 and has approximately $107.36 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work and worship or attend school in Hartford County, Connecticut.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for United Business & Industry

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There are currently no rates available for United Business & Industry, but see these great savings and CD rates:

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Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNITED BUSINESS & INDUSTRY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to UNITED BUSINESS & INDUSTRY
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Branches

Below are United Business & Industry branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


United Business & Industry Locations


Financial Details

United Business & Industry Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Business & Industry. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Business & Industry U.S. Average
4.48% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, United Business & Industry had $384,994 in non-current loans and $22,899 in owned assets. To cover these potential losses it had $8,847,500 in net worth and $264,146 in loans loss reserves. That gives it a Texas Ratio of 4.48%.

Net Worth
United Business & Industry U.S. Average
8.24% 13.47%

United Business & Industry FCU has a net worth of 8.24% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United Business & Industry

Branches and Savings

What is United Business & Industry?

A federal credit union, registered with the NCUA under certificate #7244.
Learn more about credit unions here.

Is United Business & Industry FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join United Business & Industry?

Please see Field of Membership information above for information on who is eligible to join.

What are United Business & Industry's share account and share certificate rates?

United Business & Industry's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United Business & Industry?

United Business & Industry has total capital of $8.85 million. Full information on United Business & Industry's financial position is located above.

Who owns United Business & Industry?

Credit Unions are owned by their members.

Where are United Business & Industry branches located?

See branch locations nearby.

Are United Business & Industry ATMs Open 24/7?

Do United Business & Industry ATMs accept cash deposits?

Can United Business & Industry customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United Business & Industry have a mobile app?

Does United Business & Industry have mobile deposit?

Does United Business & Industry have quick pay?

How can United Business & Industry transfer money to other banks or credit unions?

Does United Business & Industry report to credit bureaus?

Does United Business & Industry use Chexsystems?

Does United Business & Industry use Equifax?

What is United Business & Industry's toll free phone number?

What is United Business & Industry's ACH Routing Number?

What is United Business & Industry's SWIFT code?

Where can I find United Business & Industry's wire transfer form?

What is the United Business & Industry address for deposits?

What Products Does United Business & Industry Offer

Does United Business & Industry offer mortgages?

Compare mortgage rates here.

Does United Business & Industry offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United Business & Industry offer auto and RV loans?

Compare auto loan rates here.

Does United Business & Industry offer student loans or personal loans?

Compare personal loan rates here.

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