United Workers

Headquarters

3545 Jamison Way
Castro Valley, CA 94546
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

United Workers is an NCUA insured institution located in Castro Valley, CA. It was founded in 1956 and has approximately $6.12 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10963
Date Established 1956
Assets $6.12 million
Loans $3.09 million
Deposits $5.59 million
Capital $0.47 million
 

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for United Workers

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Note to United Workers
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Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNITED WORKERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.700% 2.625% 0.63 $2,470 $1,005 Learn More
ConsumerDirect Mortgage
NMLS ID: 472433
2.966% 2.875% 0.88 $2,928 $1,038 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.698% 2.625% 1.00 $2,370 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to UNITED WORKERS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are United Workers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


United Workers Locations


Financial Details

United Workers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Workers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Workers U.S. Average
25.39% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, United Workers had $134,911 in non-current loans and $0 in owned assets. To cover these potential losses it had $471,475 in net worth and $59,955 in loans loss reserves. That gives it a Texas Ratio of 25.39%.

Net Worth
United Workers U.S. Average
7.69% 12.67%

United Workers FCU has a net worth of 7.69% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United Workers

Branches and Savings

What is United Workers?

A federal credit union, registered with the NCUA under certificate #10963.
Learn more about credit unions here.

Is United Workers FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. United Workers is insured by the NCUA.

Who can join United Workers?

Please see Field of Membership information above for information on who is eligible to join.

What are United Workers's share account and share certificate rates?

United Workers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United Workers?

United Workers has total capital of $0.47 million. Full information on United Workers's financial position is located above.

Who owns United Workers?

Credit Unions are owned by their members.

Where are United Workers branches located?

See branch locations nearby.

Are United Workers ATMs Open 24/7?

Do United Workers ATMs accept cash deposits?

Can United Workers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United Workers have a mobile app?

Does United Workers have mobile deposit?

Does United Workers have quick pay?

How can United Workers transfer money to other banks or credit unions?

Does United Workers report to credit bureaus?

Does United Workers use Chexsystems?

Does United Workers use Equifax?

What is United Workers's toll free phone number?

What is United Workers's ACH Routing Number?

What is United Workers's SWIFT code?

Where can I find United Workers's wire transfer form?

What is the United Workers address for deposits?

What Products Does United Workers Offer

Does United Workers offer mortgages?

Compare mortgage rates here.

Does United Workers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United Workers offer auto and RV loans?

Compare auto loan rates here.

Does United Workers offer student loans or personal loans?

Compare personal loan rates here.

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