UNITUS COMMUNITY

1300 SW 6th Ave
Portland, OR 97201

Notable Rates APY Vs.Others
Savings 0.05% 2.20% →
1-Year CD 1.25% 2.20% →
2-Year CD 1.75% 2.20% →
5-Year CD 2.75% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Unitus Community is an NCUA insured institution located in Portland, OR. It was founded in 1937 and has approximately $1299.78 millions in assets.

Who can join?

You can if...

You live, work, worship, or go to school in one of the following Oregon Counties:

Multnomah, Benton, Washington, Linn, Clackamas, Lane, Marion, Deschutes, Polk, Douglas, Yamhill, Josephine, Columbia, Jackson, Hood River

You live, work, worship, or go to school anywhere in the State of Washington.

You are a family member of someone who qualilfies:
Spouses and parents, children and siblings, aunts and uncles, grandparents and grandchildren. Even if your qualifying family member isn’t a member, you are still eligible.

NCUA Insured Yes
Charter Number # # 63440
Date Established 1937
Assets $1,299.78 million
Loans $948.70 million
Deposits $1,145.91 million
Capital $134.60 million
 

Field of Membership Restrictions

Membership in Unitus Community Credit Union is open to those who live, work, or worship in the state of Washington and to those who live or work in Multnomah, Washington, Clackamas, Marion, Polk, Yamhill, Columbia, Hood River, Benton, Linn, Lane, Deschutes, Douglas, Josephine, or Jackson Counties in Oregon.

Deposit Rates - February 26, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $1 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.25% $500 $19,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.75% $500 $19,999 Learn MoreShow Less
6 Mo CD
0.75% $50,000 - Learn MoreShow Less
12 Mo CD
1.25% $500 $19,999 Learn MoreShow Less
12 Mo CD
1.25% $50,000 - Learn MoreShow Less
18 Mo CD
1.85% $500 $19,999 Learn MoreShow Less
18 Mo CD
1.85% $50,000 - Learn MoreShow Less
24 Mo CD
1.75% $500 $19,999 Learn MoreShow Less
24 Mo CD
1.75% $50,000 - Learn MoreShow Less
36 Mo CD
2.00% $500 $19,999 Learn MoreShow Less
36 Mo CD
2.00% $50,000 - Learn MoreShow Less
48 Mo CD
2.25% $500 $19,999 Learn MoreShow Less
48 Mo CD
2.25% $50,000 - Learn MoreShow Less
2.75% $500 $19,999 Learn MoreShow Less
60 Mo CD
2.75% $50,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $5 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $24,999 Learn MoreShow Less

Loan Rates - February 26, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNITUS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.159% 3.125% 0.38 $1,085 $1,071 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to UNITUS COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Unitus Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Unitus Community Locations


Financial Details

Unitus Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Unitus Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Unitus Community U.S. Average
3.42% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Unitus Community had $4,757,514 in non-current loans and $123,990 in owned assets. To cover these potential losses it had $134,595,513 in net worth and $8,066,530 in loans loss reserves. That gives it a Texas Ratio of 3.42%.

Net Worth
Unitus Community U.S. Average
10.35% 13.65%

Unitus Community FCU has a net worth of 10.35% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Unitus Community

Branches and Savings

What is Unitus Community?

A federal credit union, registered with the NCUA under certificate #63440.
Learn more about credit unions here.

Is Unitus Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Unitus Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Unitus Community's share account and share certificate rates?

Unitus Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Unitus Community?

Unitus Community has total capital of $134.60 million. Full information on Unitus Community's financial position is located above.

Who owns Unitus Community?

Credit Unions are owned by their members.

Where are Unitus Community branches located?

See branch locations nearby.

Are Unitus Community ATMs Open 24/7?

Do Unitus Community ATMs accept cash deposits?

Can Unitus Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Unitus Community have a mobile app?

Does Unitus Community have mobile deposit?

Does Unitus Community have quick pay?

How can Unitus Community transfer money to other banks or credit unions?

Does Unitus Community report to credit bureaus?

Does Unitus Community use Chexsystems?

Does Unitus Community use Equifax?

What is Unitus Community's toll free phone number?

What is Unitus Community's ACH Routing Number?

What is Unitus Community's SWIFT code?

Where can I find Unitus Community's wire transfer form?

What is the Unitus Community address for deposits?

What Products Does Unitus Community Offer

Does Unitus Community offer mortgages?

Compare mortgage rates here.

Does Unitus Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Unitus Community offer auto and RV loans?

Compare auto loan rates here.

Does Unitus Community offer student loans or personal loans?

Compare personal loan rates here.

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