University Of Illinois Community Credit Union

Headquarters

2201 S First St
Champaign, IL 61820
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD 0.35% 4.59% →
2-Year CD 0.60% 4.47% →
5-Year CD 1.25% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

University Of Illinois Community is an NCUA insured institution located in Champaign, IL. It was founded in 1932 and has approximately $767.14 millions in assets.

Who can join?

The credit union serves the University of Illinois community as well as anyone who lives or works within Champaign County. If you belong to one or more of these groups, you're eligible to join the credit union.

NCUA Insured Yes / State-Chartered
Charter Number # # 60583
Date Established 1932
Assets $767.14 million
Loans $619.03 million
Deposits $692.18 million
Capital $73.82 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Ford, Champaign, Douglas, Piatt and Vermilion Counties in Illinois. Membership is also open to students and employees of the University of Illinois at Urbana-Champaign and their allied agencies, employees and retirees of Illinois Bell Telephone Company, Ameritech and its subsidiaries, AT&T Communications, AT&T Information Systems, AT&T Communications, Lucent Technologies, Illinois state agencies and federal agencies in Urbana/Champaign, ny member of the International Brotherhood of Electrical Workers of Local 601, University of Illinois Research Park and Employees of tenant companies.

Deposit Rates - September 25, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less

Loan Rates - September 25, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for University Of Illinois Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are University Of Illinois Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


University Of Illinois Community Locations around zip code 85001


BranchDistance Map View Lobby Hours

isu

1316.56 A View Lobby Hours

416 kays drive

1318.80 B View Lobby Hours

First Street Office

1343.97 C View Lobby Hours

Union Branch

1345.08 D View Lobby Hours

Five Points

1346.33 E View Lobby Hours


Climate Policy and Initiatives

UNIVERSITY OF ILLINOIS COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

University Of Illinois Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of University Of Illinois Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
University Of Illinois Community U.S. Average
6.22% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, University Of Illinois Community had $4,704,173 in non-current loans and $104,225 in owned assets. To cover these potential losses it had $73,822,822 in net worth and $3,445,425 in loans loss reserves. That gives it a Texas Ratio of 6.22%.

Net Worth
University Of Illinois Community U.S. Average
9.68% 14.48%

University Of Illinois Community FCU has a net worth of 9.68% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for University Of Illinois Community

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