UNIVERSITY OF ILLINOIS COMMUNITY

PO Box 500
Champaign, IL 61824

Notable Rates APY Vs.Others
Savings 0.05% 2.60% →
1-Year CD 0.50% 2.36% →
2-Year CD 1.00% 2.60% →
5-Year CD 2.00% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

University Of Illinois Community is an NCUA insured institution located in Champaign, IL. It was founded in 1932 and has approximately $354 millions in assets.

Who can join?

The credit union serves the University of Illinois community as well as anyone who lives or works within Champaign County. If you belong to one or more of these groups, you're eligible to join the credit union.

NCUA Insured Yes
Charter Number # # 60583
Date Established 1932
Assets $354.00 million
Loans $274.22 million
Deposits $316.47 million
Capital $31.82 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Ford, Champaign, Douglas, Piatt and Vermilion Counties in Illinois. Membership is also open to students and employees of the University of Illinois at Urbana-Champaign and their allied agencies, employees and retirees of Illinois Bell Telephone Company, Ameritech and its subsidiaries, AT&T Communications, AT&T Information Systems, AT&T Communications, Lucent Technologies, Illinois state agencies and federal agencies in Urbana/Champaign, ny member of the International Brotherhood of Electrical Workers of Local 601, University of Illinois Research Park and Employees of tenant companies.

Deposit Rates - November 12, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.05% $1 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.50% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $1,000 - Learn MoreShow Less
6 Mo CD
0.35% $1,000 - Learn MoreShow Less
12 Mo CD
0.50% $500 - Learn MoreShow Less
24 Mo CD
1.00% $500 - Learn MoreShow Less
Special: 33 Mo CD
2.00% $1,000 - Learn MoreShow Less
36 Mo CD
1.25% $500 - Learn MoreShow Less
48 Mo CD
1.50% $500 - Learn MoreShow Less
60 Mo CD
2.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 - Learn MoreShow Less

Loan Rates - November 12, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for UNIVERSITY OF ILLINOIS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.631% 3.625% 0.13 $172 $1,141 Learn More
First Internet Bank
NMLS ID: 424182
3.654% 3.625% 0.38 $898 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to UNIVERSITY OF ILLINOIS COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are University Of Illinois Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


University Of Illinois Community Locations


Financial Details

University Of Illinois Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of University Of Illinois Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
University Of Illinois Community U.S. Average
6.42% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, University Of Illinois Community had $2,284,708 in non-current loans and $36,630 in owned assets. To cover these potential losses it had $31,816,884 in net worth and $4,357,107 in loans loss reserves. That gives it a Texas Ratio of 6.42%.

Net Worth
University Of Illinois Community U.S. Average
8.98% 13.65%

University Of Illinois Community FCU has a net worth of 8.98% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About University Of Illinois Community

Branches and Savings

What is University Of Illinois Community?

A federal credit union, registered with the NCUA under certificate #60583.
Learn more about credit unions here.

Is University Of Illinois Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join University Of Illinois Community?

Please see Field of Membership information above for information on who is eligible to join.

What are University Of Illinois Community's share account and share certificate rates?

University Of Illinois Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is University Of Illinois Community?

University Of Illinois Community has total capital of $31.82 million. Full information on University Of Illinois Community's financial position is located above.

Who owns University Of Illinois Community?

Credit Unions are owned by their members.

Where are University Of Illinois Community branches located?

See branch locations nearby.

Are University Of Illinois Community ATMs Open 24/7?

Do University Of Illinois Community ATMs accept cash deposits?

Can University Of Illinois Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does University Of Illinois Community have a mobile app?

Does University Of Illinois Community have mobile deposit?

Does University Of Illinois Community have quick pay?

How can University Of Illinois Community transfer money to other banks or credit unions?

Does University Of Illinois Community report to credit bureaus?

Does University Of Illinois Community use Chexsystems?

Does University Of Illinois Community use Equifax?

What is University Of Illinois Community's toll free phone number?

What is University Of Illinois Community's ACH Routing Number?

What is University Of Illinois Community's SWIFT code?

Where can I find University Of Illinois Community's wire transfer form?

What is the University Of Illinois Community address for deposits?

What Products Does University Of Illinois Community Offer

Does University Of Illinois Community offer mortgages?

Compare mortgage rates here.

Does University Of Illinois Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does University Of Illinois Community offer auto and RV loans?

Compare auto loan rates here.

Does University Of Illinois Community offer student loans or personal loans?

Compare personal loan rates here.

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