2021 Overview
General Credit Union Information
University Settlement is an NCUA insured institution located in New York, NY. It was founded in 1940 and has approximately $0.75 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 3714 |
| Date Established | 1940 |
| Assets | $0.75 million |
| Loans | $0.11 million |
| Deposits | $0.66 million |
| Capital | $0.09 million |
Deposit Rates - January 26, 2021
Your Current Location: Connecticut, CT 06828
We do not yet have rates for University Settlement
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Note to University Settlement
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Loan Rates - January 26, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for UNIVERSITY SETTLEMENT
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.243% | 3.125% | 1.00 | $3,750 | $1,071 | Learn More |
|
NMLS ID: 3030 |
3.243% | 3.125% | 1.00 | $3,750 | $1,071 | Learn More |
NMLS ID: 1429243 |
2.480% | 2.375% | 1.00 | $3,500 | $972 | Learn More |
NMLS ID: 2890 License#: 13256 |
2.576% | 2.500% | 1.00 | $2,500 | $988 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
People's United Bank, N.A. See Table |
4.000 %
|
$0 |
Learn More
More Info |
Note to UNIVERSITY SETTLEMENT
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Branches
Below are University Settlement branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Financial Details
University Settlement Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of University Settlement. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| University Settlement | U.S. Average |
|---|---|
| 0.44% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, University Settlement had $400 in non-current loans and $0 in owned assets. To cover these potential losses it had $85,602 in net worth and $4,476 in loans loss reserves. That gives it a Texas Ratio of 0.44%.
Net Worth
| University Settlement | U.S. Average |
|---|---|
| 11.37% | 12.91% |
University Settlement FCU has a net worth of 11.37% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About University Settlement
Branches and Savings
What is University Settlement?
A credit union, registered with the NCUA under certificate #3714.
Learn more about credit unions here.
Is University Settlement FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join University Settlement?
Please see Field of Membership information above for information on who is eligible to join.
How big is University Settlement?
University Settlement has total capital of $0.09 million. Full information on University Settlement's financial position is located above.
Who owns University Settlement?
Credit Unions are owned by their members.
Where are University Settlement branches located?
See branch locations nearby.
Are University Settlement ATMs Open 24/7?
Do University Settlement ATMs accept cash deposits?
Can University Settlement customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does University Settlement have a mobile app?
Does University Settlement have mobile deposit?
Does University Settlement have quick pay?
How can University Settlement transfer money to other banks or credit unions?
Does University Settlement report to credit bureaus?
Does University Settlement use Chexsystems?
Does University Settlement use Equifax?
What is University Settlement's toll free phone number?
What is University Settlement's ACH Routing Number?
What is University Settlement's SWIFT code?
Where can I find University Settlement's wire transfer form?
What is the University Settlement address for deposits?
What Products Does University Settlement Offer
Does University Settlement offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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