215 Park Row Ste. 1
New York, NY 10038
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Urban Empowerment is an NCUA insured institution located in New York, NY. It was founded in 1970 and has approximately $0.37 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 20060 |
| Date Established | 1970 |
| Assets | $0.37 million |
| Loans | $0.02 million |
| Deposits | $0.19 million |
| Capital | $0.04 million |
Your Current Location: South Carolina, SC
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Your Current Location: South Carolina, SC
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Below are Urban Empowerment branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Hartsville,South Carolina
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 542.51 | A | View Lobby Hours | |
| 542.51 | B | View Lobby Hours |
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The following ratios and data are available to help you better understand the financial condition of Urban Empowerment. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Urban Empowerment | U.S. Average |
|---|---|
| 0.08% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Urban Empowerment had $36 in non-current loans and $0 in owned assets. To cover these potential losses it had $42,237 in net worth and $426 in loans loss reserves. That gives it a Texas Ratio of 0.08%.
| Urban Empowerment | U.S. Average |
|---|---|
| 11.35% | 14.48% |
Urban Empowerment FCU has a net worth of 11.35% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on October 3, 2026
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