2024 Overview
General Credit Union Information
Usf Federal Credit Union is an NCUA insured institution located in Tampa, FL. It was founded in 1985 and has approximately $1120.5 millions in assets.
Who can join?
You can join if you are one of the following:
• All USF faculty, staff and students on any USF Campus
• Employees of organizations housed on a USF campus
• Current members of the USF Alumni Association
• Immediate family members or members of the same household
• Retired persons receiving a pension or annuity from USF
• Surviving spouses of USF Faculty or Staff
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24223 |
| Date Established | 1985 |
| Assets | $1,120.50 million |
| Loans | $898.72 million |
| Deposits | $923.06 million |
| Capital | $105.38 million |
Field of Membership Restrictions
Membership in USF Federal Credit Union is open to faculty, staff and students of the University of South Florida, members of the USF Alumni Association and affiliated organizations.
Deposit Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Primary Savings
|
0.05% | $5 | - |
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|
|
Money Market
|
1.00% | $0 | $9,999 |
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|
|
Money Market
|
1.25% | $10,000 | $24,999 |
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|
|
Money Market
|
1.50% | $25,000 | $49,999 |
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|
|
Money Market
|
1.60% | $50,000 | $99,999 |
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|
|
Money Market
|
2.00% | $100,000 | $250,000 |
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|
|
Premium Money Market Account
|
2.75% | $250,000 | $499,999 |
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|
|
Premium Money Market Account
|
3.50% | $500,000 | $999,999 |
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|
|
Premium Money Market Account
|
4.50% | $1,000,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Month
|
4.85% | $500 | - |
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|
| 12 Month
|
4.80% | $500 | - |
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|
| 24 Month
|
4.45% | $500 | - |
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|
| 36 Month
|
3.70% | $500 | - |
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|
| 36 Month Bump-Up
|
5.15% | $5,000 | - |
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|
| 48 Month
|
3.55% | $500 | - |
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|
| 60 Month
|
3.45% | $500 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Classic Checking
|
0.05% | $25,000 | - | Learn More |
Loan Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Usf Federal Credit Union
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Usf Federal Credit Union
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Branches
Below are Usf Federal Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
USF FEDERAL CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Usf Federal Credit Union Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Usf Federal Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Usf Federal Credit Union | U.S. Average |
|---|---|
| 11.67% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Usf Federal Credit Union had $12,658,536 in non-current loans and $418,975 in owned assets. To cover these potential losses it had $105,383,550 in net worth and $6,642,604 in loans loss reserves. That gives it a Texas Ratio of 11.67%.
Net Worth
| Usf Federal Credit Union | U.S. Average |
|---|---|
| 9.4% | 13.62% |
Usf Federal Credit Union FCU has a net worth of 9.4% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Usf Federal Credit Union
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