Usf Federal Credit Union


Po Box 47989
Tampa, FL 33646
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Notable Rates APY Vs.Others
Savings 0.05% 5.55% →
1-Year CD 4.80% 5.38% →
2-Year CD 4.45% 4.95% →
5-Year CD 3.45% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Usf Federal Credit Union is an NCUA insured institution located in Tampa, FL. It was founded in 1985 and has approximately $1120.5 millions in assets.

Who can join?

You can join if you are one of the following:
• All USF faculty, staff and students on any USF Campus
• Employees of organizations housed on a USF campus
• Current members of the USF Alumni Association
• Immediate family members or members of the same household
• Retired persons receiving a pension or annuity from USF
• Surviving spouses of USF Faculty or Staff

NCUA Insured Yes / Federally Chartered
Charter Number # # 24223
Date Established 1985
Assets $1,120.50 million
Loans $898.72 million
Deposits $923.06 million
Capital $105.38 million

Field of Membership Restrictions

Membership in USF Federal Credit Union is open to faculty, staff and students of the University of South Florida, members of the USF Alumni Association and affiliated organizations.

Deposit Rates - July 13, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Primary Savings
0.05% $5 - Learn More
Money Market
1.00% $0 $9,999 Learn More
Money Market
1.25% $10,000 $24,999 Learn More
Money Market
1.50% $25,000 $49,999 Learn More
Money Market
1.60% $50,000 $99,999 Learn More
Money Market
2.00% $100,000 $250,000 Learn More
Premium Money Market Account
2.75% $250,000 $499,999 Learn More
Premium Money Market Account
3.50% $500,000 $999,999 Learn More
Premium Money Market Account
4.50% $1,000,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Month
4.85% $500 - Learn More
12 Month
4.80% $500 - Learn More
24 Month
4.45% $500 - Learn More
36 Month
3.70% $500 - Learn More
36 Month Bump-Up
5.15% $5,000 - Learn More
48 Month
3.55% $500 - Learn More
60 Month
3.45% $500 - Learn More
Int Checking Rates APY MIN MAX
Classic Checking
0.05% $25,000 - Learn MoreShow Less

Loan Rates - July 13, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Usf Federal Credit Union

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Learn More
PenFed Credit Union
NMLS ID: 401822
6.541% 6.375% 0.75 $5,603 $1,997 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.580% 6.490% 1.00 $3,002 $2,021 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.616% 6.500% 1.00 $3,855 $2,023 Learn More
NMLS ID: 1907
6.812% 6.625% 1.00 $6,202 $2,049 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Usf Federal Credit Union
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Climate Policy and Initiatives

USF FEDERAL CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Usf Federal Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Usf Federal Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Usf Federal Credit Union U.S. Average
11.67% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Usf Federal Credit Union had $12,658,536 in non-current loans and $418,975 in owned assets. To cover these potential losses it had $105,383,550 in net worth and $6,642,604 in loans loss reserves. That gives it a Texas Ratio of 11.67%.

Net Worth
Usf Federal Credit Union U.S. Average
9.4% 13.62%

Usf Federal Credit Union FCU has a net worth of 9.4% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Usf Federal Credit Union

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