Utility District Credit Union
Headquarters
375 11th St Ste 203
Oakland, CA 94607
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2024 Overview
General Credit Union Information
Utility District is an NCUA insured institution located in Oakland, CA. It was founded in 1935 and has approximately $36.61 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61085 |
| Date Established | 1935 |
| Assets | $36.61 million |
| Loans | $12.35 million |
| Deposits | $33.05 million |
| Capital | $2.75 million |
Field of Membership Restrictions
Must be an employee of East Bay Municipal Utility District.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.05% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Utility District
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.734% | 6.625% | 0.88 | $3,603 | $2,049 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: 1907 |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Utility District
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Branches
Below are Utility District branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
UTILITY DISTRICT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Utility District Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Utility District. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Utility District | U.S. Average |
|---|---|
| 1.52% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Utility District had $42,179 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,753,838 in net worth and $13,461 in loans loss reserves. That gives it a Texas Ratio of 1.52%.
Net Worth
| Utility District | U.S. Average |
|---|---|
| 7.52% | 13.62% |
Utility District FCU has a net worth of 7.52% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Utility District
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