Charleston, WV 25302
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Notable Rates APY Vs.Others
Savings N.A. 1.00% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Valley Bell is an NCUA insured institution located in Charleston, WV. It was founded in 1939 and has approximately $0.16 millions in assets.

NCUA Insured Yes
Charter Number # # 3488
Date Established 1939
Assets $0.16 million
Loans $0.08 million
Deposits $0.10 million
Capital $0.07 million

Deposit Rates - October 19, 2020

Your Current Location: Connecticut, CT 06828

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Loan Rates - October 19, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VALLEY BELL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.574% 2.500% 1.00 $2,445 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Valley Bell branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Valley Bell Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valley Bell. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Valley Bell U.S. Average
8.81% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Valley Bell had $6,595 in non-current loans and $0 in owned assets. To cover these potential losses it had $71,939 in net worth and $2,930 in loans loss reserves. That gives it a Texas Ratio of 8.81%.

Net Worth
Valley Bell U.S. Average
44.92% 13.61%

Valley Bell FCU has a net worth of 44.92% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Valley Bell

Branches and Savings

What is Valley Bell?

A federal credit union, registered with the NCUA under certificate #3488.
Learn more about credit unions here.

Is Valley Bell FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Valley Bell?

Please see Field of Membership information above for information on who is eligible to join.

What are Valley Bell's share account and share certificate rates?

Valley Bell's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Valley Bell?

Valley Bell has total capital of $0.07 million. Full information on Valley Bell's financial position is located above.

Who owns Valley Bell?

Credit Unions are owned by their members.

Where are Valley Bell branches located?

See branch locations nearby.

Are Valley Bell ATMs Open 24/7?

Do Valley Bell ATMs accept cash deposits?

Can Valley Bell customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Valley Bell have a mobile app?

Does Valley Bell have mobile deposit?

Does Valley Bell have quick pay?

How can Valley Bell transfer money to other banks or credit unions?

Does Valley Bell report to credit bureaus?

Does Valley Bell use Chexsystems?

Does Valley Bell use Equifax?

What is Valley Bell's toll free phone number?

What is Valley Bell's ACH Routing Number?

What is Valley Bell's SWIFT code?

Where can I find Valley Bell's wire transfer form?

What is the Valley Bell address for deposits?

What Products Does Valley Bell Offer

Does Valley Bell offer mortgages?

Compare mortgage rates here.

Does Valley Bell offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Valley Bell offer auto and RV loans?

Compare auto loan rates here.

Does Valley Bell offer student loans or personal loans?

Compare personal loan rates here.

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