Valley Isle Community Federal Credit Union
160 Paahana St
Kahului, HI 96732
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2022 Overview
General Credit Union Information
Valley Isle Community is an NCUA insured institution located in Kahului, HI. It was founded in 1940 and has approximately $144.72 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 3574 |
| Date Established | 1940 |
| Assets | $144.72 million |
| Loans | $46.31 million |
| Deposits | $135.42 million |
| Capital | $13.70 million |
Field of Membership Restrictions
Deposit Rates - December 2, 2022
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - December 2, 2022
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for VALLEY ISLE COMMUNITY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.138% | 6.990% | 1.00 | $3,750 | $1,662 | Learn More |
NMLS ID: 3030 |
7.400% | 7.250% | 1.00 | $3,750 | $1,706 | Learn More |
NMLS ID: 424182 |
6.200% | 6.125% | 0.75 | $1,998 | $1,520 | Learn More |
|
NMLS ID: 3030 |
7.138% | 6.990% | 1.00 | $3,750 | $1,662 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2022
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 6.490 % After Intro: 7.500 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
6.240 %
|
$0 |
Learn More
More Info |
Note to VALLEY ISLE COMMUNITY
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Branches
Below are Valley Isle Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
VALLEY ISLE COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Valley Isle Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Valley Isle Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Valley Isle Community | U.S. Average |
|---|---|
| 1.19% | 4.24 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2022, Valley Isle Community had $134,284 in non-current loans and $34,915 in owned assets. To cover these potential losses it had $13,704,254 in net worth and $511,170 in loans loss reserves. That gives it a Texas Ratio of 1.19%.
Net Worth
| Valley Isle Community | U.S. Average |
|---|---|
| 9.47% | 12.40% |
Valley Isle Community FCU has a net worth of 9.47% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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