2020 Overview
General Credit Union Information
Valley Isle Community is an NCUA insured institution located in Kahului, HI. It was founded in 1940 and has approximately $124.55 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 3574 |
| Date Established | 1940 |
| Assets | $124.55 million |
| Loans | $53.51 million |
| Deposits | $109.97 million |
| Capital | $13.09 million |
Field of Membership Restrictions
Deposit Rates - November 25, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - November 25, 2020
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for VALLEY ISLE COMMUNITY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
NMLS ID: 3030 |
3.243% | 3.125% | 1.00 | $3,750 | $1,071 | Learn More |
NMLS ID: 1168 |
2.682% | 2.625% | 0.50 | $1,860 | $1,005 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.557% | 2.500% | 0.75 | $1,872 | $988 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to VALLEY ISLE COMMUNITY
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Branches
Below are Valley Isle Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Valley Isle Community Locations
Financial Details
Valley Isle Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Valley Isle Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Valley Isle Community | U.S. Average |
|---|---|
| 2.00% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Valley Isle Community had $241,977 in non-current loans and $36,528 in owned assets. To cover these potential losses it had $13,090,595 in net worth and $850,020 in loans loss reserves. That gives it a Texas Ratio of 2.00%.
Net Worth
| Valley Isle Community | U.S. Average |
|---|---|
| 10.51% | 13.61% |
Valley Isle Community FCU has a net worth of 10.51% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Valley Isle Community
Branches and Savings
What is Valley Isle Community?
A federal credit union, registered with the NCUA under certificate #3574.
Learn more about credit unions here.
Is Valley Isle Community FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Valley Isle Community?
Please see Field of Membership information above for information on who is eligible to join.
How big is Valley Isle Community?
Valley Isle Community has total capital of $13.09 million. Full information on Valley Isle Community's financial position is located above.
Who owns Valley Isle Community?
Credit Unions are owned by their members.
Where are Valley Isle Community branches located?
See branch locations nearby.
Are Valley Isle Community ATMs Open 24/7?
Do Valley Isle Community ATMs accept cash deposits?
Can Valley Isle Community customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Valley Isle Community have a mobile app?
Does Valley Isle Community have mobile deposit?
Does Valley Isle Community have quick pay?
How can Valley Isle Community transfer money to other banks or credit unions?
Does Valley Isle Community report to credit bureaus?
Does Valley Isle Community use Chexsystems?
Does Valley Isle Community use Equifax?
What is Valley Isle Community's toll free phone number?
What is Valley Isle Community's ACH Routing Number?
What is Valley Isle Community's SWIFT code?
Where can I find Valley Isle Community's wire transfer form?
What is the Valley Isle Community address for deposits?
What Products Does Valley Isle Community Offer
Does Valley Isle Community offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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