VALLEY ISLE COMMUNITY

Headquarters

160 Paahana St
Kahului, HI 96732
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.40% →
1-Year CD 0.75% 1.15% →
2-Year CD 1.25% 1.26% →
5-Year CD 1.75% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Valley Isle Community is an NCUA insured institution located in Kahului, HI. It was founded in 1940 and has approximately $119.28 millions in assets.

NCUA Insured Yes
Charter Number # # 3574
Date Established 1940
Assets $119.28 million
Loans $52.69 million
Deposits $104.60 million
Capital $13.34 million
 

Field of Membership Restrictions

Membership is open to those who live or work on the island of Maui and to immediate family of current or potential members.

Deposit Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $5 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $1,000 - Learn More
12 Mo CD
0.75% $1,000 - Learn More
24 Mo CD
1.25% $1,000 - Learn More
60 Mo CD
1.75% $1,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $5 - Learn MoreShow Less

Loan Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VALLEY ISLE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to VALLEY ISLE COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Valley Isle Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Valley Isle Community Locations


Financial Details

Valley Isle Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valley Isle Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Valley Isle Community U.S. Average
2.50% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Valley Isle Community had $348,250 in non-current loans and $8,748 in owned assets. To cover these potential losses it had $13,337,441 in net worth and $922,638 in loans loss reserves. That gives it a Texas Ratio of 2.50%.

Net Worth
Valley Isle Community U.S. Average
11.18% 13.86%

Valley Isle Community FCU has a net worth of 11.18% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Valley Isle Community

Branches and Savings

What is Valley Isle Community?

A federal credit union, registered with the NCUA under certificate #3574.
Learn more about credit unions here.

Is Valley Isle Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Valley Isle Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Valley Isle Community's share account and share certificate rates?

Valley Isle Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Valley Isle Community?

Valley Isle Community has total capital of $13.34 million. Full information on Valley Isle Community's financial position is located above.

Who owns Valley Isle Community?

Credit Unions are owned by their members.

Where are Valley Isle Community branches located?

See branch locations nearby.

Are Valley Isle Community ATMs Open 24/7?

Do Valley Isle Community ATMs accept cash deposits?

Can Valley Isle Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Valley Isle Community have a mobile app?

Does Valley Isle Community have mobile deposit?

Does Valley Isle Community have quick pay?

How can Valley Isle Community transfer money to other banks or credit unions?

Does Valley Isle Community report to credit bureaus?

Does Valley Isle Community use Chexsystems?

Does Valley Isle Community use Equifax?

What is Valley Isle Community's toll free phone number?

What is Valley Isle Community's ACH Routing Number?

What is Valley Isle Community's SWIFT code?

Where can I find Valley Isle Community's wire transfer form?

What is the Valley Isle Community address for deposits?

What Products Does Valley Isle Community Offer

Does Valley Isle Community offer mortgages?

Compare mortgage rates here.

Does Valley Isle Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Valley Isle Community offer auto and RV loans?

Compare auto loan rates here.

Does Valley Isle Community offer student loans or personal loans?

Compare personal loan rates here.

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