Valley Isle Community Federal Credit Union
160 Paahana St
Kahului, HI 96732
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2023 Overview
General Credit Union Information
Valley Isle Community is an NCUA insured institution located in Kahului, HI. It was founded in 1940 and has approximately $144.83 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 3574 |
| Date Established | 1940 |
| Assets | $144.83 million |
| Loans | $47.03 million |
| Deposits | $137.82 million |
| Capital | $14.06 million |
Field of Membership Restrictions
Deposit Rates - November 28, 2023
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - November 28, 2023
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Valley Isle Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2023
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 491986 |
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NMLS ID: Not a Lender |
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NMLS ID: Not a Lender |
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Featured - Virginia Home Equity Line Of Credit Rates 2023
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Valley Isle Community
To upload and update your bank's rates please register.
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Branches
Below are Valley Isle Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
VALLEY ISLE COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Valley Isle Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Valley Isle Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Valley Isle Community | U.S. Average |
|---|---|
| 4.27% | 4.93 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2023, Valley Isle Community had $614,877 in non-current loans and $5,121 in owned assets. To cover these potential losses it had $14,062,519 in net worth and $449,255 in loans loss reserves. That gives it a Texas Ratio of 4.27%.
Net Worth
| Valley Isle Community | U.S. Average |
|---|---|
| 9.69% | 13.17% |
Valley Isle Community FCU has a net worth of 9.69% versus the BestCashCow average of 13.17. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Valley Isle Community
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