Valley Wide


1330 E Highway 40
Vernal, UT 84078
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Valley Wide is an NCUA insured institution located in Vernal, UT. It was founded in 1961 and has approximately $0.44 millions in assets.

NCUA Insured Yes
Charter Number # # 14657
Date Established 1961
Assets $0.44 million
Loans $0.34 million
Deposits $0.33 million
Capital $0.11 million

Deposit Rates - January 27, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Valley Wide

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Loan Rates - January 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VALLEY WIDE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
2.650% 2.625% 0.38 $815 $1,005 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.563% 2.500% 0.88 $2,065 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Valley Wide branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Valley Wide Locations

Financial Details

Valley Wide Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valley Wide. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Valley Wide U.S. Average
3.47% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Valley Wide had $3,921 in non-current loans and $0 in owned assets. To cover these potential losses it had $108,477 in net worth and $4,399 in loans loss reserves. That gives it a Texas Ratio of 3.47%.

Net Worth
Valley Wide U.S. Average
24.51% 12.91%

Valley Wide FCU has a net worth of 24.51% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Valley Wide

Branches and Savings

What is Valley Wide?

A credit union, registered with the NCUA under certificate #14657.
Learn more about credit unions here.

Is Valley Wide FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Valley Wide?

Please see Field of Membership information above for information on who is eligible to join.

What are Valley Wide's share account and share certificate rates?

Valley Wide's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Valley Wide?

Valley Wide has total capital of $0.11 million. Full information on Valley Wide's financial position is located above.

Who owns Valley Wide?

Credit Unions are owned by their members.

Where are Valley Wide branches located?

See branch locations nearby.

Are Valley Wide ATMs Open 24/7?

Do Valley Wide ATMs accept cash deposits?

Can Valley Wide customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Valley Wide have a mobile app?

Does Valley Wide have mobile deposit?

Does Valley Wide have quick pay?

How can Valley Wide transfer money to other banks or credit unions?

Does Valley Wide report to credit bureaus?

Does Valley Wide use Chexsystems?

Does Valley Wide use Equifax?

What is Valley Wide's toll free phone number?

What is Valley Wide's ACH Routing Number?

What is Valley Wide's SWIFT code?

Where can I find Valley Wide's wire transfer form?

What is the Valley Wide address for deposits?

What Products Does Valley Wide Offer

Does Valley Wide offer mortgages?

Compare mortgage rates here.

Does Valley Wide offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Valley Wide offer auto and RV loans?

Compare auto loan rates here.

Does Valley Wide offer student loans or personal loans?

Compare personal loan rates here.

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