Valley Wide Federal Credit Union

Headquarters

1330 E Highway 40
Vernal, UT 84078
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Valley Wide is an NCUA insured institution located in Vernal, UT. It was founded in 1961 and has approximately $0.45 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14657
Date Established 1961
Assets $0.45 million
Loans $0.14 million
Deposits $0.31 million
Capital $0.14 million
 

Deposit Rates - September 30, 2026

Your Current Location: Iowa, IA

We do not yet have rates for Valley Wide

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Loan Rates - September 30, 2026

Your Current Location: Iowa, IA

There are currently no loan rates available for Valley Wide

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Iowa 30 Year Fixed Mortgage Rates 2026

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Featured - Iowa Home Equity Line Of Credit Rates 2026

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Branches

Below are Valley Wide branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Storm Lake,Iowa


Valley Wide Locations


BranchDistance Map View Lobby Hours

Valley Wide Credit Union

774.15 A View Lobby Hours


Climate Policy and Initiatives

VALLEY WIDE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Valley Wide Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valley Wide. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Valley Wide U.S. Average
4.85% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Valley Wide had $6,673 in non-current loans and $0 in owned assets. To cover these potential losses it had $136,008 in net worth and $1,640 in loans loss reserves. That gives it a Texas Ratio of 4.85%.

Net Worth
Valley Wide U.S. Average
30.39% 14.48%

Valley Wide FCU has a net worth of 30.39% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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