VIBRANT

Headquarters

P.O. BOX 1550
Moline, IL 61266
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.95% →
1-Year CD 0.50% 1.01% →
2-Year CD 0.75% 0.95% →
5-Year CD 1.25% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Vibrant is an NCUA insured institution located in Moline, IL. It was founded in 1935 and has approximately $788.35 millions in assets.

Who can join?

Applicants must live or work within 50 miles of any DHCU branch or be related to a current DHCU member to be eligible to join. If you live or work within 50 miles of one of our Quad City branches, then you are eligible for membership.

NCUA Insured Yes
Charter Number # # 61093
Date Established 1935
Assets $788.35 million
Loans $606.71 million
Deposits $583.59 million
Capital $77.72 million
 

Field of Membership Restrictions

Membership is open to anyone living within 50 miles of one of the credit union's branches. Branches are located in East Moline, Geneseo, Milan, or South Park in Illinois, and Bettendorf, Clinton, Davenport, or Eldridge in Iowa.

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
Special: 3 Mo CD
0.30% $100 - Learn More
3 Mo CD
0.30% $10,000 $14,999 Learn More
3 Mo CD
0.30% $100,000 $199,999 Learn More
Special: 6 Mo CD
0.30% $100 - Learn More
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
Special: 15 Mo CD
1.30% $5 - Learn More
Special: 18 Mo CD
0.75% $100 - Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $14,999 Learn More
30 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
Special: 48 Mo CD
1.00% $100 - Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More

Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VIBRANT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.575% 2.500% 1.00 $2,468 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to VIBRANT
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Vibrant branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Vibrant Locations


Financial Details

Vibrant Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Vibrant. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Vibrant U.S. Average
7.80% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Vibrant had $6,263,197 in non-current loans and $112,223 in owned assets. To cover these potential losses it had $77,717,804 in net worth and $4,047,381 in loans loss reserves. That gives it a Texas Ratio of 7.80%.

Net Worth
Vibrant U.S. Average
9.85% 13.61%

Vibrant FCU has a net worth of 9.85% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Vibrant

Branches and Savings

What is Vibrant?

A federal credit union, registered with the NCUA under certificate #61093.
Learn more about credit unions here.

Is Vibrant FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Vibrant?

Please see Field of Membership information above for information on who is eligible to join.

What are Vibrant's share account and share certificate rates?

Vibrant's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Vibrant?

Vibrant has total capital of $77.72 million. Full information on Vibrant's financial position is located above.

Who owns Vibrant?

Credit Unions are owned by their members.

Where are Vibrant branches located?

See branch locations nearby.

Are Vibrant ATMs Open 24/7?

Do Vibrant ATMs accept cash deposits?

Can Vibrant customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Vibrant have a mobile app?

Does Vibrant have mobile deposit?

Does Vibrant have quick pay?

How can Vibrant transfer money to other banks or credit unions?

Does Vibrant report to credit bureaus?

Does Vibrant use Chexsystems?

Does Vibrant use Equifax?

What is Vibrant's toll free phone number?

What is Vibrant's ACH Routing Number?

What is Vibrant's SWIFT code?

Where can I find Vibrant's wire transfer form?

What is the Vibrant address for deposits?

What Products Does Vibrant Offer

Does Vibrant offer mortgages?

Compare mortgage rates here.

Does Vibrant offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Vibrant offer auto and RV loans?

Compare auto loan rates here.

Does Vibrant offer student loans or personal loans?

Compare personal loan rates here.

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