P.O. BOX 1550
Moline, IL 61266

Notable Rates APY Vs.Others
Savings 0.05% 2.20% →
1-Year CD 1.75% 2.20% →
2-Year CD 1.60% 2.20% →
5-Year CD 1.50% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Vibrant is an NCUA insured institution located in Moline, IL. It was founded in 1935 and has approximately $753.95 millions in assets.

Who can join?

Applicants must live or work within 50 miles of any DHCU branch or be related to a current DHCU member to be eligible to join. If you live or work within 50 miles of one of our Quad City branches, then you are eligible for membership.

NCUA Insured Yes
Charter Number # # 61093
Date Established 1935
Assets $753.95 million
Loans $647.57 million
Deposits $584.16 million
Capital $73.37 million

Field of Membership Restrictions

Membership is open to anyone living within 50 miles of one of the credit union's branches. Branches are located in East Moline, Geneseo, Milan, or South Park in Illinois, and Bettendorf, Clinton, Davenport, or Eldridge in Iowa.

Deposit Rates - February 19, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.65% $100 $99,999 Learn MoreShow Less
Fixed IRA
1.25% $100 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.00% $100 - Learn MoreShow Less
6 Mo CD
1.25% $100 - Learn MoreShow Less
12 Mo CD
1.75% $100 - Learn MoreShow Less
18 Mo CD
2.00% $100 - Learn MoreShow Less
24 Mo CD
1.60% $100 - Learn MoreShow Less
30 Mo CD
1.00% $100 - Learn MoreShow Less
36 Mo CD
0.90% $100 - Learn MoreShow Less
48 Mo CD
1.25% $100 $249,999 Learn MoreShow Less
60 Mo CD
1.50% $100 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $100 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $25,000 - Learn MoreShow Less

Loan Rates - February 19, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VIBRANT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.375% 3.375% 0.00 ($80) $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Vibrant branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Vibrant Locations

Financial Details

Vibrant Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Vibrant. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Vibrant U.S. Average
3.33% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Vibrant had $2,439,299 in non-current loans and $131,042 in owned assets. To cover these potential losses it had $73,371,639 in net worth and $3,885,439 in loans loss reserves. That gives it a Texas Ratio of 3.33%.

Net Worth
Vibrant U.S. Average
9.73% 13.65%

Vibrant FCU has a net worth of 9.73% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Vibrant

Branches and Savings

What is Vibrant?

A federal credit union, registered with the NCUA under certificate #61093.
Learn more about credit unions here.

Is Vibrant FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Vibrant?

Please see Field of Membership information above for information on who is eligible to join.

What are Vibrant's share account and share certificate rates?

Vibrant's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Vibrant?

Vibrant has total capital of $73.37 million. Full information on Vibrant's financial position is located above.

Who owns Vibrant?

Credit Unions are owned by their members.

Where are Vibrant branches located?

See branch locations nearby.

Are Vibrant ATMs Open 24/7?

Do Vibrant ATMs accept cash deposits?

Can Vibrant customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Vibrant have a mobile app?

Does Vibrant have mobile deposit?

Does Vibrant have quick pay?

How can Vibrant transfer money to other banks or credit unions?

Does Vibrant report to credit bureaus?

Does Vibrant use Chexsystems?

Does Vibrant use Equifax?

What is Vibrant's toll free phone number?

What is Vibrant's ACH Routing Number?

What is Vibrant's SWIFT code?

Where can I find Vibrant's wire transfer form?

What is the Vibrant address for deposits?

What Products Does Vibrant Offer

Does Vibrant offer mortgages?

Compare mortgage rates here.

Does Vibrant offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Vibrant offer auto and RV loans?

Compare auto loan rates here.

Does Vibrant offer student loans or personal loans?

Compare personal loan rates here.

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