Victoria Teachers Federal Credit Union

Headquarters

2207 Wildwood St
Victoria, TX 77901
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.35% 0.85% →
1-Year CD 0.50% 0.85% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Victoria Teachers is an NCUA insured institution located in Victoria, TX. It was founded in 1955 and has approximately $17.49 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10327
Date Established 1955
Assets $17.49 million
Loans $6.31 million
Deposits $12.35 million
Capital $5.07 million
 

Field of Membership Restrictions

Membership is open to the employees of the following schools in Victoria, TX: Victoria Independent School District St. Joseph High School Trinity Episcopal School Northside Baptist School Faith Academy Victoria College (Employees & Students) University of Houston, Victoria (Employees & Students)

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.35% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.35% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VICTORIA TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CashCall Mortgage
NMLS ID: 128231
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to VICTORIA TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Victoria Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Victoria Teachers Locations



Climate Initiatives

VICTORIA TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Victoria Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Victoria Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Victoria Teachers U.S. Average
2.20% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Victoria Teachers had $95,235 in non-current loans and $16,651 in owned assets. To cover these potential losses it had $5,071,171 in net worth and $22,259 in loans loss reserves. That gives it a Texas Ratio of 2.20%.

Net Worth
Victoria Teachers U.S. Average
28.99% 12.22%

Victoria Teachers FCU has a net worth of 28.99% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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