VICTORIA TEACHERS

Headquarters

2207 Wildwood St
Victoria, TX 77901
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.35% 0.91% →
1-Year CD 0.50% 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Victoria Teachers is an NCUA insured institution located in Victoria, TX. It was founded in 1955 and has approximately $15.4 millions in assets.

NCUA Insured Yes
Charter Number # # 10327
Date Established 1955
Assets $15.40 million
Loans $5.52 million
Deposits $10.47 million
Capital $4.91 million
 

Field of Membership Restrictions

Membership is open to the employees of the following schools in Victoria, TX: Victoria Independent School District St. Joseph High School Trinity Episcopal School Northside Baptist School Faith Academy Victoria College (Employees & Students) University of Houston, Victoria (Employees & Students)

Deposit Rates - December 2, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.35% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.35% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 2, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VICTORIA TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.560% 2.500% 0.75 $1,980 $988 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to VICTORIA TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Victoria Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Victoria Teachers Locations


Financial Details

Victoria Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Victoria Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Victoria Teachers U.S. Average
1.61% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Victoria Teachers had $63,068 in non-current loans and $16,651 in owned assets. To cover these potential losses it had $4,913,529 in net worth and $27,292 in loans loss reserves. That gives it a Texas Ratio of 1.61%.

Net Worth
Victoria Teachers U.S. Average
31.91% 13.61%

Victoria Teachers FCU has a net worth of 31.91% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Victoria Teachers

Branches and Savings

What is Victoria Teachers?

A federal credit union, registered with the NCUA under certificate #10327.
Learn more about credit unions here.

Is Victoria Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Victoria Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Victoria Teachers's share account and share certificate rates?

Victoria Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Victoria Teachers?

Victoria Teachers has total capital of $4.91 million. Full information on Victoria Teachers's financial position is located above.

Who owns Victoria Teachers?

Credit Unions are owned by their members.

Where are Victoria Teachers branches located?

See branch locations nearby.

Are Victoria Teachers ATMs Open 24/7?

Do Victoria Teachers ATMs accept cash deposits?

Can Victoria Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Victoria Teachers have a mobile app?

Does Victoria Teachers have mobile deposit?

Does Victoria Teachers have quick pay?

How can Victoria Teachers transfer money to other banks or credit unions?

Does Victoria Teachers report to credit bureaus?

Does Victoria Teachers use Chexsystems?

Does Victoria Teachers use Equifax?

What is Victoria Teachers's toll free phone number?

What is Victoria Teachers's ACH Routing Number?

What is Victoria Teachers's SWIFT code?

Where can I find Victoria Teachers's wire transfer form?

What is the Victoria Teachers address for deposits?

What Products Does Victoria Teachers Offer

Does Victoria Teachers offer mortgages?

Compare mortgage rates here.

Does Victoria Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Victoria Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Victoria Teachers offer student loans or personal loans?

Compare personal loan rates here.

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