W S S C is an NCUA insured institution located in Laurel, MD. It was founded in 1964 and has approximately $35.37 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 16268 |
| Date Established | 1964 |
| Assets | $35.37 million |
| Loans | $19.58 million |
| Deposits | $31.88 million |
| Capital | $3.58 million |
Your Current Location: New York, NY 10116
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Your Current Location: New York, NY 10116
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Below are W S S C branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 189.91 | A | View Lobby Hours |
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The following ratios and data are available to help you better understand the financial condition of W S S C. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| W S S C | U.S. Average |
|---|---|
| 4.25% | 5.13 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2026, W S S C had $149,930 in non-current loans and $14,418 in owned assets. To cover these potential losses it had $3,583,624 in net worth and $285,577 in loans loss reserves. That gives it a Texas Ratio of 4.25%.
| W S S C | U.S. Average |
|---|---|
| 10.13% | 14.54% |
W S S C FCU has a net worth of 10.13% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on November 3, 2026
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