2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6368
Date Established 1949
Assets $16.79 million
Loans $6.40 million
Deposits $15.31 million
Capital $1.27 million

Waco is an NCUA insured institution located in Waco, TX. It was founded in 1949 and has approximately $16.79 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

We do not yet have rates for Waco

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Note to Waco
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There are currently no rates available for Waco, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for WACO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to WACO
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Below are Waco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Waco Locations

Financial Details

Waco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Waco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Waco U.S. Average
7.05% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Waco had $91,255 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,274,055 in net worth and $20,326 in loans loss reserves. That gives it a Texas Ratio of 7.05%.

Net Worth
Waco U.S. Average
7.58% 13.47%

Waco FCU has a net worth of 7.58% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Waco

Branches and Savings

What is Waco?

A federal credit union, registered with the NCUA under certificate #6368.
Learn more about credit unions here.

Is Waco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Waco?

Please see Field of Membership information above for information on who is eligible to join.

What are Waco's share account and share certificate rates?

Waco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Waco?

Waco has total capital of $1.27 million. Full information on Waco's financial position is located above.

Who owns Waco?

Credit Unions are owned by their members.

Where are Waco branches located?

See branch locations nearby.

Are Waco ATMs Open 24/7?

Do Waco ATMs accept cash deposits?

Can Waco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Waco have a mobile app?

Does Waco have mobile deposit?

Does Waco have quick pay?

How can Waco transfer money to other banks or credit unions?

Does Waco report to credit bureaus?

Does Waco use Chexsystems?

Does Waco use Equifax?

What is Waco's toll free phone number?

What is Waco's ACH Routing Number?

What is Waco's SWIFT code?

Where can I find Waco's wire transfer form?

What is the Waco address for deposits?

What Products Does Waco Offer

Does Waco offer mortgages?

Compare mortgage rates here.

Does Waco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Waco offer auto and RV loans?

Compare auto loan rates here.

Does Waco offer student loans or personal loans?

Compare personal loan rates here.

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