Walker County


1802 Normal Park
Huntsville, TX 77340
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.66% →
1-Year CD 0.95% 0.67% →
2-Year CD 1.15% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Walker County is an NCUA insured institution located in Huntsville, TX. It was founded in 1957 and has approximately $38.41 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12068
Date Established 1957
Assets $38.41 million
Loans $21.73 million
Deposits $32.82 million
Capital $5.15 million

Field of Membership Restrictions

Membership is open to those who live, worship or work in Walker County in Texas.

Deposit Rates - April 16, 2021

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
0.95% $10,000 $14,999 Learn More
12 Mo CD
0.95% $100,000 $199,999 Learn More
18 Mo CD
1.05% $10,000 $14,999 Learn More
18 Mo CD
1.05% $100,000 $199,999 Learn More
24 Mo CD
1.15% $10,000 $14,999 Learn More
24 Mo CD
1.15% $100,000 $199,999 Learn More
36 Mo CD
1.25% $10,000 $14,999 Learn More
36 Mo CD
1.25% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.25% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 16, 2021

Your Current Location: Washington, WA 98101

There are currently no loan rates available for WALKER COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Test Advertiser QA
2.432% 2.375% 0.75 $1,875 $972 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Walker County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Walker County Locations

Financial Details

Walker County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Walker County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Walker County U.S. Average
6.16% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Walker County had $329,164 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,147,020 in net worth and $196,851 in loans loss reserves. That gives it a Texas Ratio of 6.16%.

Net Worth
Walker County U.S. Average
13.39% 12.67%

Walker County FCU has a net worth of 13.39% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Walker County

Branches and Savings

What is Walker County?

A federal credit union, registered with the NCUA under certificate #12068.
Learn more about credit unions here.

Is Walker County FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Walker County is insured by the NCUA.

Who can join Walker County?

Please see Field of Membership information above for information on who is eligible to join.

What are Walker County's share account and share certificate rates?

Walker County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Walker County?

Walker County has total capital of $5.15 million. Full information on Walker County's financial position is located above.

Who owns Walker County?

Credit Unions are owned by their members.

Where are Walker County branches located?

See branch locations nearby.

Are Walker County ATMs Open 24/7?

Do Walker County ATMs accept cash deposits?

Can Walker County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Walker County have a mobile app?

Does Walker County have mobile deposit?

Does Walker County have quick pay?

How can Walker County transfer money to other banks or credit unions?

Does Walker County report to credit bureaus?

Does Walker County use Chexsystems?

Does Walker County use Equifax?

What is Walker County's toll free phone number?

What is Walker County's ACH Routing Number?

What is Walker County's SWIFT code?

Where can I find Walker County's wire transfer form?

What is the Walker County address for deposits?

What Products Does Walker County Offer

Does Walker County offer mortgages?

Compare mortgage rates here.

Does Walker County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Walker County offer auto and RV loans?

Compare auto loan rates here.

Does Walker County offer student loans or personal loans?

Compare personal loan rates here.

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