Washington State Employees Credit Union

Headquarters

Po Box Wsecu
Olympia, WA 98507
See all branch locations →

Phone 800.562.0999

Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.41% →
2-Year CD N.A. 5.00% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Washington State Employees is an NCUA insured institution located in Olympia, WA. It was founded in 1957 and has approximately $5357.26 millions in assets.

Who can join?

Current or retired Washington state, city and county employees.

Employees of labor organizations that represent Washington public employees.

Current or retired Washington state school district employees.

Faculty and staff members at public colleges and universities in Washington state.

Full-time students attending:

The Evergreen State College
University of Washington
Washington State University

Relatives of current WSECU members and those who are eligible for membership.

Anyone who lives, works, worships or attends school in the following communities’ school districts in the State of Washington:

Whitman County
Medical Lake and Airway Heights
Cheney

NCUA Insured Yes / State-Chartered
Charter Number # # 60042
Date Established 1957
Assets $5,357.26 million
Loans $4,312.71 million
Deposits $4,314.42 million
Capital $475.50 million
 

Field of Membership Restrictions

Membership in Washington State Employees Credit Union is open to anyone who lives, works, or worships in the state of Washington.

Deposit Rates - April 18, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Washington State Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Washington State Employees

Note to Washington State Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 18, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Washington State Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.620% 6.500% 1.00 $4,000 $2,023 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Washington State Employees
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Washington State Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Washington State Employees Locations



Climate Policy and Initiatives

WASHINGTON STATE EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Washington State Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Washington State Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Washington State Employees U.S. Average
6.17% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Washington State Employees had $29,111,400 in non-current loans and $1,658,790 in owned assets. To cover these potential losses it had $475,501,309 in net worth and $22,806,877 in loans loss reserves. That gives it a Texas Ratio of 6.17%.

Net Worth
Washington State Employees U.S. Average
8.87% 13.62%

Washington State Employees FCU has a net worth of 8.87% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Washington State Employees

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