445 Elmira Street
Williamsport, PA 17701
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Wat is an NCUA insured institution located in Williamsport, PA. It was founded in 1956 and has approximately $11.21 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11456
Date Established 1956
Assets $11.21 million
Loans $3.72 million
Deposits $10.77 million
Capital $0.75 million

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Wat

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Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WAT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to WAT
To upload and update your bank's rates please register. It is free to register and add rates.



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Financial Details

Wat Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wat. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wat U.S. Average
19.61% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Wat had $173,402 in non-current loans and $0 in owned assets. To cover these potential losses it had $745,941 in net worth and $138,262 in loans loss reserves. That gives it a Texas Ratio of 19.61%.

Net Worth
Wat U.S. Average
6.72% 12.67%

Wat FCU has a net worth of 6.72% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wat

Branches and Savings

What is Wat?

A federal credit union, registered with the NCUA under certificate #11456.
Learn more about credit unions here.

Is Wat FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Wat is insured by the NCUA.

Who can join Wat?

Please see Field of Membership information above for information on who is eligible to join.

What are Wat's share account and share certificate rates?

Wat's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wat?

Wat has total capital of $0.75 million. Full information on Wat's financial position is located above.

Who owns Wat?

Credit Unions are owned by their members.

Where are Wat branches located?

See branch locations nearby.

Are Wat ATMs Open 24/7?

Do Wat ATMs accept cash deposits?

Can Wat customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wat have a mobile app?

Does Wat have mobile deposit?

Does Wat have quick pay?

How can Wat transfer money to other banks or credit unions?

Does Wat report to credit bureaus?

Does Wat use Chexsystems?

Does Wat use Equifax?

What is Wat's toll free phone number?

What is Wat's ACH Routing Number?

What is Wat's SWIFT code?

Where can I find Wat's wire transfer form?

What is the Wat address for deposits?

What Products Does Wat Offer

Does Wat offer mortgages?

Compare mortgage rates here.

Does Wat offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wat offer auto and RV loans?

Compare auto loan rates here.

Does Wat offer student loans or personal loans?

Compare personal loan rates here.

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