Water-light Federal Credit Union
Headquarters
1225 Tower Ave Ste 102
Superior, WI 54880
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2024 Overview
General Credit Union Information
Water-light is an NCUA insured institution located in Superior, WI. It was founded in 1935 and has approximately $1.26 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 67090 |
| Date Established | 1935 |
| Assets | $1.26 million |
| Loans | $0.52 million |
| Deposits | $1.07 million |
| Capital | $0.19 million |
Deposit Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Water-light
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Loan Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Water-light
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429043 License#: RM.804500.000 |
6.908% | 6.750% | 0.63 | $5,200 | $2,076 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Water-light
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Water-light branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
WATER-LIGHT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Water-light Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Water-light. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Water-light | U.S. Average |
|---|---|
| 6.04% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Water-light had $12,372 in non-current loans and $0 in owned assets. To cover these potential losses it had $191,449 in net worth and $13,376 in loans loss reserves. That gives it a Texas Ratio of 6.04%.
Net Worth
| Water-light | U.S. Average |
|---|---|
| 15.27% | 13.62% |
Water-light FCU has a net worth of 15.27% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Water-light
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