WATER'S EDGE

Headquarters

1976 N POPPS FERRY ROAD
Biloxi, MS 39532
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Water's Edge is an NCUA insured institution located in Biloxi, MS. It was founded in 1953 and has approximately $5.5 millions in assets.

NCUA Insured Yes
Charter Number # # 8593
Date Established 1953
Assets $5.50 million
Loans $2.24 million
Deposits $4.83 million
Capital $0.64 million
 

Deposit Rates - November 24, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Water's Edge

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Water's Edge

Note to Water's Edge
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - November 24, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WATER'S EDGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.587% 2.500% 1.00 $2,875 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,860 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to WATER'S EDGE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Water's Edge branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Water's Edge Locations


Financial Details

Water's Edge Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Water's Edge. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Water's Edge U.S. Average
6.70% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Water's Edge had $45,170 in non-current loans and $0 in owned assets. To cover these potential losses it had $637,426 in net worth and $37,159 in loans loss reserves. That gives it a Texas Ratio of 6.70%.

Net Worth
Water's Edge U.S. Average
11.58% 13.61%

Water's Edge FCU has a net worth of 11.58% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Water's Edge

Branches and Savings

What is Water's Edge?

A federal credit union, registered with the NCUA under certificate #8593.
Learn more about credit unions here.

Is Water's Edge FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Water's Edge?

Please see Field of Membership information above for information on who is eligible to join.

What are Water's Edge's share account and share certificate rates?

Water's Edge's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Water's Edge?

Water's Edge has total capital of $0.64 million. Full information on Water's Edge's financial position is located above.

Who owns Water's Edge?

Credit Unions are owned by their members.

Where are Water's Edge branches located?

See branch locations nearby.

Are Water's Edge ATMs Open 24/7?

Do Water's Edge ATMs accept cash deposits?

Can Water's Edge customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Water's Edge have a mobile app?

Does Water's Edge have mobile deposit?

Does Water's Edge have quick pay?

How can Water's Edge transfer money to other banks or credit unions?

Does Water's Edge report to credit bureaus?

Does Water's Edge use Chexsystems?

Does Water's Edge use Equifax?

What is Water's Edge's toll free phone number?

What is Water's Edge's ACH Routing Number?

What is Water's Edge's SWIFT code?

Where can I find Water's Edge's wire transfer form?

What is the Water's Edge address for deposits?

What Products Does Water's Edge Offer

Does Water's Edge offer mortgages?

Compare mortgage rates here.

Does Water's Edge offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Water's Edge offer auto and RV loans?

Compare auto loan rates here.

Does Water's Edge offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Water's Edge

There are currently no comments for Water's Edge. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →