WEST BRANCH VALLEY

Headquarters

1640 HIGH STREET
Williamsport, PA 17701
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.91% →
1-Year CD 0.65% 1.01% →
2-Year CD 0.80% 0.95% →
5-Year CD 1.20% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

West Branch Valley is an NCUA insured institution located in Williamsport, PA. It was founded in 1952 and has approximately $42.91 millions in assets.

NCUA Insured Yes
Charter Number # # 7821
Date Established 1952
Assets $42.91 million
Loans $17.94 million
Deposits $39.10 million
Capital $3.56 million
 

Field of Membership Restrictions

Anyone who lives, works, regularly conducts business, worships, volunteers, attends school in, as well as businesses and other legal entities located in Lycoming County, Pennsylvania. Or, if you work or volunteer for one of the companies or associations already in our field of membership, you are also eligible for membership at West Branch Valley Federal Credit Union.

Deposit Rates - December 2, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
30 Mo CD
1.70% $10,000 $14,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WEST BRANCH VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.550% 2.500% 0.63 $1,655 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.583% 2.500% 0.88 $2,728 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to WEST BRANCH VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are West Branch Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


West Branch Valley Locations


Financial Details

West Branch Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of West Branch Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
West Branch Valley U.S. Average
0.57% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, West Branch Valley had $20,652 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,557,352 in net worth and $51,724 in loans loss reserves. That gives it a Texas Ratio of 0.57%.

Net Worth
West Branch Valley U.S. Average
8.51% 13.61%

West Branch Valley FCU has a net worth of 8.51% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About West Branch Valley

Branches and Savings

What is West Branch Valley?

A federal credit union, registered with the NCUA under certificate #7821.
Learn more about credit unions here.

Is West Branch Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join West Branch Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are West Branch Valley's share account and share certificate rates?

West Branch Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is West Branch Valley?

West Branch Valley has total capital of $3.56 million. Full information on West Branch Valley's financial position is located above.

Who owns West Branch Valley?

Credit Unions are owned by their members.

Where are West Branch Valley branches located?

See branch locations nearby.

Are West Branch Valley ATMs Open 24/7?

Do West Branch Valley ATMs accept cash deposits?

Can West Branch Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does West Branch Valley have a mobile app?

Does West Branch Valley have mobile deposit?

Does West Branch Valley have quick pay?

How can West Branch Valley transfer money to other banks or credit unions?

Does West Branch Valley report to credit bureaus?

Does West Branch Valley use Chexsystems?

Does West Branch Valley use Equifax?

What is West Branch Valley's toll free phone number?

What is West Branch Valley's ACH Routing Number?

What is West Branch Valley's SWIFT code?

Where can I find West Branch Valley's wire transfer form?

What is the West Branch Valley address for deposits?

What Products Does West Branch Valley Offer

Does West Branch Valley offer mortgages?

Compare mortgage rates here.

Does West Branch Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does West Branch Valley offer auto and RV loans?

Compare auto loan rates here.

Does West Branch Valley offer student loans or personal loans?

Compare personal loan rates here.

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