Marrero, LA 70072

Notable Rates APY Vs.Others
Savings N.A. 2.25% →
1-Year CD N.A. 2.25% →
2-Year CD N.A. 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

West Jefferson is an NCUA insured institution located in Marrero, LA. It was founded in 1980 and has approximately $6.13 millions in assets.

NCUA Insured Yes
Charter Number # # 23607
Date Established 1980
Assets $6.13 million
Loans $3.44 million
Deposits $5.64 million
Capital $0.43 million

Deposit Rates - December 13, 2019

Your Current Location: Connecticut, CT 06828

We do not yet have rates for West Jefferson

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Note to West Jefferson
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There are currently no rates available for West Jefferson, but see these great savings and CD rates:

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Loan Rates - December 13, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WEST JEFFERSON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
First Internet Bank
NMLS ID: 424182
3.537% 3.500% 0.50 $1,162 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are West Jefferson branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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West Jefferson Locations

Financial Details

West Jefferson Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of West Jefferson. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
West Jefferson U.S. Average
12.28% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, West Jefferson had $40,148 in non-current loans and $15,444 in owned assets. To cover these potential losses it had $426,744 in net worth and $25,921 in loans loss reserves. That gives it a Texas Ratio of 12.28%.

Net Worth
West Jefferson U.S. Average
6.98% 13.65%

West Jefferson FCU has a net worth of 6.98% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About West Jefferson

Branches and Savings

What is West Jefferson?

A federal credit union, registered with the NCUA under certificate #23607.
Learn more about credit unions here.

Is West Jefferson FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join West Jefferson?

Please see Field of Membership information above for information on who is eligible to join.

What are West Jefferson's share account and share certificate rates?

West Jefferson's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is West Jefferson?

West Jefferson has total capital of $0.43 million. Full information on West Jefferson's financial position is located above.

Who owns West Jefferson?

Credit Unions are owned by their members.

Where are West Jefferson branches located?

See branch locations nearby.

Are West Jefferson ATMs Open 24/7?

Do West Jefferson ATMs accept cash deposits?

Can West Jefferson customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does West Jefferson have a mobile app?

Does West Jefferson have mobile deposit?

Does West Jefferson have quick pay?

How can West Jefferson transfer money to other banks or credit unions?

Does West Jefferson report to credit bureaus?

Does West Jefferson use Chexsystems?

Does West Jefferson use Equifax?

What is West Jefferson's toll free phone number?

What is West Jefferson's ACH Routing Number?

What is West Jefferson's SWIFT code?

Where can I find West Jefferson's wire transfer form?

What is the West Jefferson address for deposits?

What Products Does West Jefferson Offer

Does West Jefferson offer mortgages?

Compare mortgage rates here.

Does West Jefferson offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does West Jefferson offer auto and RV loans?

Compare auto loan rates here.

Does West Jefferson offer student loans or personal loans?

Compare personal loan rates here.

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