WEST OAHU COMMUNITY

Headquarters

85-866 Farrington Hwy
Waianae, HI 96792
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

West Oahu Community is an NCUA insured institution located in Waianae, HI. It was founded in 1949 and has approximately $35.78 millions in assets.

NCUA Insured Yes
Charter Number # # 5978
Date Established 1949
Assets $35.78 million
Loans $9.15 million
Deposits $32.12 million
Capital $2.96 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in the area extending from Iroquois Point to Kaena Point on the island of Oahu.

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for West Oahu Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to West Oahu Community
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Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WEST OAHU COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.565% 2.500% 0.88 $2,142 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.569% 2.500% 0.88 $2,258 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to WEST OAHU COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are West Oahu Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


West Oahu Community Locations


Financial Details

West Oahu Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of West Oahu Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
West Oahu Community U.S. Average
5.83% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, West Oahu Community had $169,441 in non-current loans and $17,045 in owned assets. To cover these potential losses it had $2,957,114 in net worth and $239,054 in loans loss reserves. That gives it a Texas Ratio of 5.83%.

Net Worth
West Oahu Community U.S. Average
8.26% 13.61%

West Oahu Community FCU has a net worth of 8.26% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About West Oahu Community

Branches and Savings

What is West Oahu Community?

A federal credit union, registered with the NCUA under certificate #5978.
Learn more about credit unions here.

Is West Oahu Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join West Oahu Community?

Please see Field of Membership information above for information on who is eligible to join.

What are West Oahu Community's share account and share certificate rates?

West Oahu Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is West Oahu Community?

West Oahu Community has total capital of $2.96 million. Full information on West Oahu Community's financial position is located above.

Who owns West Oahu Community?

Credit Unions are owned by their members.

Where are West Oahu Community branches located?

See branch locations nearby.

Are West Oahu Community ATMs Open 24/7?

Do West Oahu Community ATMs accept cash deposits?

Can West Oahu Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does West Oahu Community have a mobile app?

Does West Oahu Community have mobile deposit?

Does West Oahu Community have quick pay?

How can West Oahu Community transfer money to other banks or credit unions?

Does West Oahu Community report to credit bureaus?

Does West Oahu Community use Chexsystems?

Does West Oahu Community use Equifax?

What is West Oahu Community's toll free phone number?

What is West Oahu Community's ACH Routing Number?

What is West Oahu Community's SWIFT code?

Where can I find West Oahu Community's wire transfer form?

What is the West Oahu Community address for deposits?

What Products Does West Oahu Community Offer

Does West Oahu Community offer mortgages?

Compare mortgage rates here.

Does West Oahu Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does West Oahu Community offer auto and RV loans?

Compare auto loan rates here.

Does West Oahu Community offer student loans or personal loans?

Compare personal loan rates here.

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