West Springfield


58 Union Street
West Springfiel, MA 01089
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

West Springfield is an NCUA insured institution located in West Springfiel, MA. It was founded in 1960 and has approximately $28.6 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13781
Date Established 1960
Assets $28.60 million
Loans $10.50 million
Deposits $26.28 million
Capital $2.28 million

Field of Membership Restrictions

Membership is open to those who live, worship, attend school or work in, and businesses located in West Springfield.

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for West Springfield

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to West Springfield

Note to West Springfield
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for WEST SPRINGFIELD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
IHL Direct
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More
Infiniti Home Loans Inc.
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are West Springfield branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

West Springfield Locations

Financial Details

West Springfield Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of West Springfield. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
West Springfield U.S. Average
15.59% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, West Springfield had $367,457 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,276,335 in net worth and $81,280 in loans loss reserves. That gives it a Texas Ratio of 15.59%.

Net Worth
West Springfield U.S. Average
7.95% 12.67%

West Springfield FCU has a net worth of 7.95% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About West Springfield

Branches and Savings

What is West Springfield?

A federal credit union, registered with the NCUA under certificate #13781.
Learn more about credit unions here.

Is West Springfield FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. West Springfield is insured by the NCUA.

Who can join West Springfield?

Please see Field of Membership information above for information on who is eligible to join.

What are West Springfield's share account and share certificate rates?

West Springfield's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is West Springfield?

West Springfield has total capital of $2.28 million. Full information on West Springfield's financial position is located above.

Who owns West Springfield?

Credit Unions are owned by their members.

Where are West Springfield branches located?

See branch locations nearby.

Are West Springfield ATMs Open 24/7?

Do West Springfield ATMs accept cash deposits?

Can West Springfield customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does West Springfield have a mobile app?

Does West Springfield have mobile deposit?

Does West Springfield have quick pay?

How can West Springfield transfer money to other banks or credit unions?

Does West Springfield report to credit bureaus?

Does West Springfield use Chexsystems?

Does West Springfield use Equifax?

What is West Springfield's toll free phone number?

What is West Springfield's ACH Routing Number?

What is West Springfield's SWIFT code?

Where can I find West Springfield's wire transfer form?

What is the West Springfield address for deposits?

What Products Does West Springfield Offer

Does West Springfield offer mortgages?

Compare mortgage rates here.

Does West Springfield offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does West Springfield offer auto and RV loans?

Compare auto loan rates here.

Does West Springfield offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for West Springfield

There are currently no comments for West Springfield. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →