WEST VIRGINIA CENTRAL

1306 MURDOCH AVENUE
Parkersburg, WV 26101

Notable Rates APY Vs.Others
Savings 0.75% 2.30% →
1-Year CD 1.00% 2.25% →
2-Year CD 1.35% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

West Virginia Central is an NCUA insured institution located in Parkersburg, WV. It was founded in 1969 and has approximately $192.91 millions in assets.

NCUA Insured Yes
Charter Number # # 24888
Date Established 1969
Assets $192.91 million
Loans $142.92 million
Deposits $171.33 million
Capital $22.52 million
 

Deposit Rates - December 11, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.90% $1,000 - Learn MoreShow Less
6 Mo CD
0.95% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 - Learn MoreShow Less
18 Mo CD
1.15% $1,000 - Learn MoreShow Less
24 Mo CD
1.35% $1,000 - Learn MoreShow Less
36 Mo CD
1.60% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.00% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 - Learn MoreShow Less

Loan Rates - December 11, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WEST VIRGINIA CENTRAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.633% 3.625% 0.13 $248 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

Note to WEST VIRGINIA CENTRAL
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Branches

Below are West Virginia Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


West Virginia Central Locations


Financial Details

West Virginia Central Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of West Virginia Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
West Virginia Central U.S. Average
3.96% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, West Virginia Central had $867,522 in non-current loans and $38,769 in owned assets. To cover these potential losses it had $22,516,660 in net worth and $362,193 in loans loss reserves. That gives it a Texas Ratio of 3.96%.

Net Worth
West Virginia Central U.S. Average
11.67% 13.65%

West Virginia Central FCU has a net worth of 11.67% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About West Virginia Central

Branches and Savings

What is West Virginia Central?

A federal credit union, registered with the NCUA under certificate #24888.
Learn more about credit unions here.

Is West Virginia Central FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join West Virginia Central?

Please see Field of Membership information above for information on who is eligible to join.

What are West Virginia Central's share account and share certificate rates?

West Virginia Central's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is West Virginia Central?

West Virginia Central has total capital of $22.52 million. Full information on West Virginia Central's financial position is located above.

Who owns West Virginia Central?

Credit Unions are owned by their members.

Where are West Virginia Central branches located?

See branch locations nearby.

Are West Virginia Central ATMs Open 24/7?

Do West Virginia Central ATMs accept cash deposits?

Can West Virginia Central customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does West Virginia Central have a mobile app?

Does West Virginia Central have mobile deposit?

Does West Virginia Central have quick pay?

How can West Virginia Central transfer money to other banks or credit unions?

Does West Virginia Central report to credit bureaus?

Does West Virginia Central use Chexsystems?

Does West Virginia Central use Equifax?

What is West Virginia Central's toll free phone number?

What is West Virginia Central's ACH Routing Number?

What is West Virginia Central's SWIFT code?

Where can I find West Virginia Central's wire transfer form?

What is the West Virginia Central address for deposits?

What Products Does West Virginia Central Offer

Does West Virginia Central offer mortgages?

Compare mortgage rates here.

Does West Virginia Central offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does West Virginia Central offer auto and RV loans?

Compare auto loan rates here.

Does West Virginia Central offer student loans or personal loans?

Compare personal loan rates here.

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