WEST VIRGINIA CENTRAL

Headquarters

1306 MURDOCH AVENUE
Parkersburg, WV 26101
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.60% 1.05% →
1-Year CD 0.85% 0.95% →
2-Year CD 1.10% 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

West Virginia Central is an NCUA insured institution located in Parkersburg, WV. It was founded in 1969 and has approximately $205.07 millions in assets.

NCUA Insured Yes
Charter Number # # 24888
Date Established 1969
Assets $205.07 million
Loans $147.06 million
Deposits $181.88 million
Capital $24.22 million
 

Deposit Rates - September 27, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.60% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.65% $10,000 $14,999 Learn More
3 Mo CD
0.65% $100,000 $199,999 Learn More
6 Mo CD
0.70% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.85% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
1.10% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
36 Mo CD
1.35% $10,000 $14,999 Learn More
36 Mo CD
1.35% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 $99 Learn MoreShow Less
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 27, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WEST VIRGINIA CENTRAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,102 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to WEST VIRGINIA CENTRAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are West Virginia Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


West Virginia Central Locations


Financial Details

West Virginia Central Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of West Virginia Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
West Virginia Central U.S. Average
2.62% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, West Virginia Central had $553,592 in non-current loans and $89,817 in owned assets. To cover these potential losses it had $24,216,268 in net worth and $369,536 in loans loss reserves. That gives it a Texas Ratio of 2.62%.

Net Worth
West Virginia Central U.S. Average
11.8% 13.61%

West Virginia Central FCU has a net worth of 11.8% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About West Virginia Central

Branches and Savings

What is West Virginia Central?

A federal credit union, registered with the NCUA under certificate #24888.
Learn more about credit unions here.

Is West Virginia Central FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join West Virginia Central?

Please see Field of Membership information above for information on who is eligible to join.

What are West Virginia Central's share account and share certificate rates?

West Virginia Central's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is West Virginia Central?

West Virginia Central has total capital of $24.22 million. Full information on West Virginia Central's financial position is located above.

Who owns West Virginia Central?

Credit Unions are owned by their members.

Where are West Virginia Central branches located?

See branch locations nearby.

Are West Virginia Central ATMs Open 24/7?

Do West Virginia Central ATMs accept cash deposits?

Can West Virginia Central customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does West Virginia Central have a mobile app?

Does West Virginia Central have mobile deposit?

Does West Virginia Central have quick pay?

How can West Virginia Central transfer money to other banks or credit unions?

Does West Virginia Central report to credit bureaus?

Does West Virginia Central use Chexsystems?

Does West Virginia Central use Equifax?

What is West Virginia Central's toll free phone number?

What is West Virginia Central's ACH Routing Number?

What is West Virginia Central's SWIFT code?

Where can I find West Virginia Central's wire transfer form?

What is the West Virginia Central address for deposits?

What Products Does West Virginia Central Offer

Does West Virginia Central offer mortgages?

Compare mortgage rates here.

Does West Virginia Central offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does West Virginia Central offer auto and RV loans?

Compare auto loan rates here.

Does West Virginia Central offer student loans or personal loans?

Compare personal loan rates here.

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