WESTERN DISTRICTS MEMBERS

201 36TH ST SE
Grand Rapids, MI 49548

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62073
Date Established 1952
Assets $40.43 million
Loans $17.12 million
Deposits $33.17 million
Capital $7.62 million

Western Districts Members is an NCUA insured institution located in Grand Rapids, MI. It was founded in 1952 and has approximately $40.43 millions in assets.

Deposit Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.30% $500 - Learn MoreShow Less
Special: 9 Mo FIRA
0.25% $500 - Learn MoreShow Less
Special: 18 Mo FIRA
0.35% $500 - Learn MoreShow Less
Special: 22 Mo FIRA
0.45% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $500 - Learn MoreShow Less
6 Mo CD
0.20% $500 - Learn MoreShow Less
Special: 9 Mo CD
0.25% $500 - Learn MoreShow Less
12 Mo CD
0.30% $500 - Learn MoreShow Less
Special: 18 Mo CD
0.35% $500 - Learn MoreShow Less
18 Mo CD
0.30% $500 - Learn MoreShow Less
Special: 22 Mo CD
0.45% $500 - Learn MoreShow Less
24 Mo CD
0.50% $500 - Learn MoreShow Less
30 Mo CD
0.50% $500 - Learn MoreShow Less
36 Mo CD
0.70% $500 - Learn MoreShow Less
48 Mo CD
0.80% $500 - Learn MoreShow Less
60 Mo CD
0.90% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.90% $1 - Learn MoreShow Less

Loan Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WESTERN DISTRICTS MEMBERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.634% 3.625% 0.13 $265 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to WESTERN DISTRICTS MEMBERS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Western Districts Members branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Western Districts Members Locations


Financial Details

Western Districts Members Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Western Districts Members. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Western Districts Members U.S. Average
0.26% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Western Districts Members had $19,641 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,615,288 in net worth and $77,559 in loans loss reserves. That gives it a Texas Ratio of 0.26%.

Net Worth
Western Districts Members U.S. Average
18.83% 13.65%

Western Districts Members FCU has a net worth of 18.83% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Western Districts Members

Branches and Savings

What is Western Districts Members?

A federal credit union, registered with the NCUA under certificate #62073.
Learn more about credit unions here.

Is Western Districts Members FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Western Districts Members?

Please see Field of Membership information above for information on who is eligible to join.

What are Western Districts Members's share account and share certificate rates?

Western Districts Members's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Western Districts Members?

Western Districts Members has total capital of $7.62 million. Full information on Western Districts Members's financial position is located above.

Who owns Western Districts Members?

Credit Unions are owned by their members.

Where are Western Districts Members branches located?

See branch locations nearby.

Are Western Districts Members ATMs Open 24/7?

Do Western Districts Members ATMs accept cash deposits?

Can Western Districts Members customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Western Districts Members have a mobile app?

Does Western Districts Members have mobile deposit?

Does Western Districts Members have quick pay?

How can Western Districts Members transfer money to other banks or credit unions?

Does Western Districts Members report to credit bureaus?

Does Western Districts Members use Chexsystems?

Does Western Districts Members use Equifax?

What is Western Districts Members's toll free phone number?

What is Western Districts Members's ACH Routing Number?

What is Western Districts Members's SWIFT code?

Where can I find Western Districts Members's wire transfer form?

What is the Western Districts Members address for deposits?

What Products Does Western Districts Members Offer

Does Western Districts Members offer mortgages?

Compare mortgage rates here.

Does Western Districts Members offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Western Districts Members offer auto and RV loans?

Compare auto loan rates here.

Does Western Districts Members offer student loans or personal loans?

Compare personal loan rates here.

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