Our records indicate that this credit union has been acquired by WMCU.
201 36th St Se
Grand Rapids, MI 49548
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Western Districts Members is an NCUA insured institution located in Grand Rapids, MI. It was founded in 1952 and has approximately $49.79 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62073 |
| Date Established | 1952 |
| Assets | $49.79 million |
| Loans | $13.75 million |
| Deposits | $43.32 million |
| Capital | $6.62 million |
Your Current Location: New York, NY 10116
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Your Current Location: New York, NY 10116
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Below are Western Districts Members branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 635.27 | A | View Lobby Hours | |
| 635.89 | B | View Lobby Hours |
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The following ratios and data are available to help you better understand the financial condition of Western Districts Members. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Western Districts Members | U.S. Average |
|---|---|
| 0.09% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Western Districts Members had $5,851 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,624,674 in net worth and $44,776 in loans loss reserves. That gives it a Texas Ratio of 0.09%.
| Western Districts Members | U.S. Average |
|---|---|
| 13.3% | 14.48% |
Western Districts Members FCU has a net worth of 13.3% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on October 5, 2026
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