Western Springs

Headquarters

810 Hillgrove Ave.
Western Springs, IL 60558
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Western Springs is an NCUA insured institution located in Western Springs, IL. It was founded in 1960 and has approximately $3.37 millions in assets.

NCUA Insured Yes
Charter Number # # 13481
Date Established 1960
Assets $3.37 million
Loans $1.21 million
Deposits $2.86 million
Capital $0.51 million
 

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More

Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WESTERN SPRINGS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.571% 2.500% 1.00 $2,345 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to WESTERN SPRINGS
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Branches

Below are Western Springs branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Western Springs Locations


Financial Details

Western Springs Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Western Springs. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Western Springs U.S. Average
1.94% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Western Springs had $10,102 in non-current loans and $0 in owned assets. To cover these potential losses it had $511,610 in net worth and $10,000 in loans loss reserves. That gives it a Texas Ratio of 1.94%.

Net Worth
Western Springs U.S. Average
15.17% 12.91%

Western Springs FCU has a net worth of 15.17% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Western Springs

Branches and Savings

What is Western Springs?

A credit union, registered with the NCUA under certificate #13481.
Learn more about credit unions here.

Is Western Springs FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Western Springs?

Please see Field of Membership information above for information on who is eligible to join.

What are Western Springs's share account and share certificate rates?

Western Springs's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Western Springs?

Western Springs has total capital of $0.51 million. Full information on Western Springs's financial position is located above.

Who owns Western Springs?

Credit Unions are owned by their members.

Where are Western Springs branches located?

See branch locations nearby.

Are Western Springs ATMs Open 24/7?

Do Western Springs ATMs accept cash deposits?

Can Western Springs customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Western Springs have a mobile app?

Does Western Springs have mobile deposit?

Does Western Springs have quick pay?

How can Western Springs transfer money to other banks or credit unions?

Does Western Springs report to credit bureaus?

Does Western Springs use Chexsystems?

Does Western Springs use Equifax?

What is Western Springs's toll free phone number?

What is Western Springs's ACH Routing Number?

What is Western Springs's SWIFT code?

Where can I find Western Springs's wire transfer form?

What is the Western Springs address for deposits?

What Products Does Western Springs Offer

Does Western Springs offer mortgages?

Compare mortgage rates here.

Does Western Springs offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Western Springs offer auto and RV loans?

Compare auto loan rates here.

Does Western Springs offer student loans or personal loans?

Compare personal loan rates here.

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