WESTERN STATES REGIONAL

Headquarters

920 South Alvarado Street
Los Angeles, CA 90006
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Western States Regional is an NCUA insured institution located in Los Angeles, CA. It was founded in 1954 and has approximately $0.73 millions in assets.

NCUA Insured Yes
Charter Number # # 9255
Date Established 1954
Assets $0.73 million
Loans $0.21 million
Deposits $0.48 million
Capital $0.25 million
 

Deposit Rates - December 5, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Western States Regional

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Loan Rates - December 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WESTERN STATES REGIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.558% 2.500% 0.75 $1,905 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to WESTERN STATES REGIONAL
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Branches

Below are Western States Regional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Western States Regional Locations


Financial Details

Western States Regional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Western States Regional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Western States Regional U.S. Average
1.99% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Western States Regional had $5,082 in non-current loans and $0 in owned assets. To cover these potential losses it had $254,283 in net worth and $1,588 in loans loss reserves. That gives it a Texas Ratio of 1.99%.

Net Worth
Western States Regional U.S. Average
34.63% 13.61%

Western States Regional FCU has a net worth of 34.63% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Western States Regional

Branches and Savings

What is Western States Regional?

A federal credit union, registered with the NCUA under certificate #9255.
Learn more about credit unions here.

Is Western States Regional FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Western States Regional?

Please see Field of Membership information above for information on who is eligible to join.

What are Western States Regional's share account and share certificate rates?

Western States Regional's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Western States Regional?

Western States Regional has total capital of $0.25 million. Full information on Western States Regional's financial position is located above.

Who owns Western States Regional?

Credit Unions are owned by their members.

Where are Western States Regional branches located?

See branch locations nearby.

Are Western States Regional ATMs Open 24/7?

Do Western States Regional ATMs accept cash deposits?

Can Western States Regional customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Western States Regional have a mobile app?

Does Western States Regional have mobile deposit?

Does Western States Regional have quick pay?

How can Western States Regional transfer money to other banks or credit unions?

Does Western States Regional report to credit bureaus?

Does Western States Regional use Chexsystems?

Does Western States Regional use Equifax?

What is Western States Regional's toll free phone number?

What is Western States Regional's ACH Routing Number?

What is Western States Regional's SWIFT code?

Where can I find Western States Regional's wire transfer form?

What is the Western States Regional address for deposits?

What Products Does Western States Regional Offer

Does Western States Regional offer mortgages?

Compare mortgage rates here.

Does Western States Regional offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Western States Regional offer auto and RV loans?

Compare auto loan rates here.

Does Western States Regional offer student loans or personal loans?

Compare personal loan rates here.

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