611 Centerville Rd
Lancaster, PA 17601
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Wheatland is an NCUA insured institution located in Lancaster, PA. It was founded in 1936 and has approximately $70.08 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1658
Date Established 1936
Assets $70.08 million
Loans $42.88 million
Deposits $64.46 million
Capital $5.48 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lancaster County, Pennsylvania.

Deposit Rates - October 18, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Wheatland

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Loan Rates - October 18, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WHEATLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.290% 3.250% 0.50 $1,268 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Wheatland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Wheatland Locations

Climate Initiatives

WHEATLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Wheatland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wheatland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wheatland U.S. Average
3.73% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Wheatland had $208,225 in non-current loans and $2,100 in owned assets. To cover these potential losses it had $5,478,220 in net worth and $153,136 in loans loss reserves. That gives it a Texas Ratio of 3.73%.

Net Worth
Wheatland U.S. Average
7.81% 12.22%

Wheatland FCU has a net worth of 7.81% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wheatland

Branches and Savings

What is Wheatland?

A federal credit union, registered with the NCUA under certificate #1658.
Learn more about credit unions here.

Is Wheatland FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Wheatland is insured by the NCUA.

Who can join Wheatland?

Please see Field of Membership information above for information on who is eligible to join.

What are Wheatland's share account and share certificate rates?

Wheatland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wheatland?

Wheatland has total capital of $5.48 million. Full information on Wheatland's financial position is located above.

Who owns Wheatland?

Credit Unions are owned by their members.

Where are Wheatland branches located?

See branch locations nearby.

Are Wheatland ATMs Open 24/7?

Do Wheatland ATMs accept cash deposits?

Can Wheatland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wheatland have a mobile app?

Does Wheatland have mobile deposit?

Does Wheatland have quick pay?

How can Wheatland transfer money to other banks or credit unions?

Does Wheatland report to credit bureaus?

Does Wheatland use Chexsystems?

Does Wheatland use Equifax?

What is Wheatland's toll free phone number?

What is Wheatland's ACH Routing Number?

What is Wheatland's SWIFT code?

Where can I find Wheatland's wire transfer form?

What is the Wheatland address for deposits?

What Products Does Wheatland Offer

Does Wheatland offer mortgages?

Compare mortgage rates here.

Does Wheatland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wheatland offer auto and RV loans?

Compare auto loan rates here.

Does Wheatland offer student loans or personal loans?

Compare personal loan rates here.

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