Wichita Falls

Headquarters

2100 Seymour Hwy
Wichita Falls, TX 76301
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Wichita Falls is an NCUA insured institution located in Wichita Falls, TX. It was founded in 1949 and has approximately $25.96 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6317
Date Established 1949
Assets $25.96 million
Loans $11.74 million
Deposits $22.32 million
Capital $3.54 million
 

Deposit Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Wichita Falls

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Wichita Falls
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Loan Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WICHITA FALLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
2.945% 2.875% 0.88 $2,250 $1,038 Learn More
Test Advertiser QA
NMLS ID:
2.781% 2.750% 0.38 $998 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info

Note to WICHITA FALLS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Wichita Falls branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Wichita Falls Locations


Financial Details

Wichita Falls Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wichita Falls. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wichita Falls U.S. Average
1.01% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Wichita Falls had $31,623 in non-current loans and $5,166 in owned assets. To cover these potential losses it had $3,540,431 in net worth and $94,643 in loans loss reserves. That gives it a Texas Ratio of 1.01%.

Net Worth
Wichita Falls U.S. Average
13.63% 12.67%

Wichita Falls FCU has a net worth of 13.63% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wichita Falls

Branches and Savings

What is Wichita Falls?

A federal credit union, registered with the NCUA under certificate #6317.
Learn more about credit unions here.

Is Wichita Falls FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Wichita Falls is insured by the NCUA.

Who can join Wichita Falls?

Please see Field of Membership information above for information on who is eligible to join.

What are Wichita Falls's share account and share certificate rates?

Wichita Falls's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wichita Falls?

Wichita Falls has total capital of $3.54 million. Full information on Wichita Falls's financial position is located above.

Who owns Wichita Falls?

Credit Unions are owned by their members.

Where are Wichita Falls branches located?

See branch locations nearby.

Are Wichita Falls ATMs Open 24/7?

Do Wichita Falls ATMs accept cash deposits?

Can Wichita Falls customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wichita Falls have a mobile app?

Does Wichita Falls have mobile deposit?

Does Wichita Falls have quick pay?

How can Wichita Falls transfer money to other banks or credit unions?

Does Wichita Falls report to credit bureaus?

Does Wichita Falls use Chexsystems?

Does Wichita Falls use Equifax?

What is Wichita Falls's toll free phone number?

What is Wichita Falls's ACH Routing Number?

What is Wichita Falls's SWIFT code?

Where can I find Wichita Falls's wire transfer form?

What is the Wichita Falls address for deposits?

What Products Does Wichita Falls Offer

Does Wichita Falls offer mortgages?

Compare mortgage rates here.

Does Wichita Falls offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wichita Falls offer auto and RV loans?

Compare auto loan rates here.

Does Wichita Falls offer student loans or personal loans?

Compare personal loan rates here.

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