Wichita Falls, TX 76301
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Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Wichita Falls is an NCUA insured institution located in Wichita Falls, TX. It was founded in 1949 and has approximately $24.04 millions in assets.

NCUA Insured Yes
Charter Number # # 6317
Date Established 1949
Assets $24.04 million
Loans $11.14 million
Deposits $20.69 million
Capital $3.37 million

Deposit Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Wichita Falls

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Loan Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WICHITA FALLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.558% 2.500% 0.75 $1,908 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Financial Details

Wichita Falls Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wichita Falls. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wichita Falls U.S. Average
1.23% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Wichita Falls had $34,240 in non-current loans and $8,287 in owned assets. To cover these potential losses it had $3,373,667 in net worth and $87,066 in loans loss reserves. That gives it a Texas Ratio of 1.23%.

Net Worth
Wichita Falls U.S. Average
14.03% 13.61%

Wichita Falls FCU has a net worth of 14.03% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wichita Falls

Branches and Savings

What is Wichita Falls?

A federal credit union, registered with the NCUA under certificate #6317.
Learn more about credit unions here.

Is Wichita Falls FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Wichita Falls?

Please see Field of Membership information above for information on who is eligible to join.

What are Wichita Falls's share account and share certificate rates?

Wichita Falls's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wichita Falls?

Wichita Falls has total capital of $3.37 million. Full information on Wichita Falls's financial position is located above.

Who owns Wichita Falls?

Credit Unions are owned by their members.

Where are Wichita Falls branches located?

See branch locations nearby.

Are Wichita Falls ATMs Open 24/7?

Do Wichita Falls ATMs accept cash deposits?

Can Wichita Falls customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wichita Falls have a mobile app?

Does Wichita Falls have mobile deposit?

Does Wichita Falls have quick pay?

How can Wichita Falls transfer money to other banks or credit unions?

Does Wichita Falls report to credit bureaus?

Does Wichita Falls use Chexsystems?

Does Wichita Falls use Equifax?

What is Wichita Falls's toll free phone number?

What is Wichita Falls's ACH Routing Number?

What is Wichita Falls's SWIFT code?

Where can I find Wichita Falls's wire transfer form?

What is the Wichita Falls address for deposits?

What Products Does Wichita Falls Offer

Does Wichita Falls offer mortgages?

Compare mortgage rates here.

Does Wichita Falls offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wichita Falls offer auto and RV loans?

Compare auto loan rates here.

Does Wichita Falls offer student loans or personal loans?

Compare personal loan rates here.

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