Winchester Community Federal Credit Union
Headquarters
P O Box 1906
Winchester, VA 22604
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2024 Overview
General Credit Union Information
Winchester Community is an NCUA insured institution located in Winchester, VA. It was founded in 1971 and has approximately $12.74 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 20814 |
| Date Established | 1971 |
| Assets | $12.74 million |
| Loans | $11.35 million |
| Deposits | $12.74 million |
| Capital | $0.83 million |
Deposit Rates - July 26, 2024
Your Current Location: Massachusetts, MA 10007
We do not yet have rates for Winchester Community
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Loan Rates - July 26, 2024
Your Current Location: Massachusetts, MA 10007
There are currently no loan rates available for Winchester Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Massachusetts 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 6606 |
6.585% | 6.490% | 1.00 | $3,178 | $2,021 | Learn More |
NMLS ID: 1025894 |
6.701% | 6.625% | 0.63 | $2,505 | $2,049 | Learn More |
NMLS ID: 3030 |
7.064% | 6.990% | 0.75 | $2,400 | $2,127 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Massachusetts Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Winchester Community
To upload and update your bank's rates please register.
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Branches
Below are Winchester Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fall River,Massachusetts
Winchester Community Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 412.17 | A | View Lobby Hours |
Climate Policy and Initiatives
WINCHESTER COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Winchester Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Winchester Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Winchester Community | U.S. Average |
|---|---|
| 175.99% | 6.52 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2024, Winchester Community had $1,451,617 in non-current loans and $111,461 in owned assets. To cover these potential losses it had $825,215 in net worth and $62,936 in loans loss reserves. That gives it a Texas Ratio of 175.99%.
Net Worth
| Winchester Community | U.S. Average |
|---|---|
| 6.47% | 13.65% |
Winchester Community FCU has a net worth of 6.47% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Winchester Community
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