Winchester Community Federal Credit Union

Headquarters

P O Box 1906
Winchester, VA 22604
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Winchester Community is an NCUA insured institution located in Winchester, VA. It was founded in 1971 and has approximately $12.74 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 20814
Date Established 1971
Assets $12.74 million
Loans $11.35 million
Deposits $12.74 million
Capital $0.83 million
 

Deposit Rates - December 5, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Winchester Community

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Loan Rates - December 5, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WINCHESTER COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.935% 2.875% 0.75 $1,930 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to WINCHESTER COMMUNITY
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Branches

Below are Winchester Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Winchester Community Locations



Climate Initiatives

WINCHESTER COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Winchester Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Winchester Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Winchester Community U.S. Average
175.99% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Winchester Community had $1,451,617 in non-current loans and $111,461 in owned assets. To cover these potential losses it had $825,215 in net worth and $62,936 in loans loss reserves. That gives it a Texas Ratio of 175.99%.

Net Worth
Winchester Community U.S. Average
6.47% 12.22%

Winchester Community FCU has a net worth of 6.47% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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